Credit Cards (US)
How to apply for the REI Co-op® Mastercard®?
Check out how to apply for an REI Co-op® Mastercard® and enjoy exclusive benefits, including up to 5% back in rewards, no annual or foreign transaction fees, and more.
Apply for an REI Co-op® Mastercard®: get a $100 REI gift card as a welcome bonus
It is simple to apply for an REI Co-op® Mastercard®, but you need to become an REI member first.
So, there is a one-time membership fee of only $30. Then, you will be able to enjoy unlimited and exclusive benefits, including:
- 5% back in rewards on REI Co-op purchases plus 1% on everything else;
- Flexible redemption;
- A $50 annual credit and a $100 REI gift card as a welcome bonus;
- No annual or foreign transaction fees;
- Doubled rewards in the REI yearly event;
- Access to Mastercard World Elite benefits and more.
Essentially, this card suits REI frequent consumers and those who want to become members to enjoy the many advantages.
Now, check out how to apply for an REI Co-op® Mastercard®.
Online Application Process
In the first place, you need to join the REI Co-op Members program. You can do it by accessing the official REI website. Then, you have to pay a one-time $30 membership fee.
After being approved, apply for a credit card. So, you will have to confirm your membership and then sign into your account.
The application takes only a few minutes since you are already a member.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Application Process using the app
After being approved, download the mobile app to fully control your bills and rewards earned.
REI Co-op® Mastercard® vs. Southwest Rapid Rewards® Premier Credit Card
An REI Co-op® Mastercard® suits regular REI consumers. It is a low-cost card full of exclusive benefits.
On the other hand, if you want an alternative, find out more about a Southwest Rapid Rewards® Premier Credit Card.
| REI Co-op® Mastercard® | Southwest Rapid Rewards® Premier Credit Card | |
| Credit Score | Good – Excellent | Not disclosed |
| APR | 18.74%, 25.74%, or 29.74% (variable and based on the creditworthiness) | From 20.49% to 27.49% (variable) |
| Annual Fee | $0 | $99 (applied to 1st billing statement) |
| Fees | Foreign transaction fee: none; Membership fee (one-time): $30; Cash Advance: $3 or 3% of the amount of each transaction, whichever is greater; Late Payment: up to $40 | Cash Advances: $10 or 5% of the amount of each transaction, whichever is greater; Foreign transaction: none; Late Payment: up to $40; Over-the-Credit-Limit: none; Return Payment: up to $40 Returned check: none |
| Welcome bonus | $100 REI gift card after being approved and making the first purchase within 60 days | 50,000 points once spending $1,000 on purchases within 3 months from the account opening date |
| Rewards | 5% in rewards on REI Co-op purchases;1.5% in rewards on everything else | 3X points per dollar spent on Southwest purchases; 2X points per dollar spent on rental and hotel partners, internet, phone services, select streaming, cable, local transit and commuting; 1X point per dollar spent on everything else |
Lastly, if you are interested in applying for a Southwest Rapid Rewards® Premier Credit Card, learn how the process works in the following post!
How to apply Southwest Rapid Rewards® Premier?
Check out how to apply for a Southwest Rapid Rewards® Premier Credit Card and earn unlimited points and travel perks to enjoy your next trip.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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