Credit Cards (US)
Self Visa® Credit Card review
In this Self Visa® Credit Builder card review article, we will introduce to you a fantastic tool that will help you build credit. Keep reading to learn all about it!
by Aline Augusto
Self Visa® Credit Card: a fantastic tool for building credit!
In this Self Visa® Credit Card review , we will introduce to you a fantastic tool that will help you build credit.
Self is a company compromised in helping people to build a solid financial future. Through technology, outstanding customer service, and significant financial products, Self delivers a fantastic experience for its clients.
So, whether you have a poor credit score or are struggling to get a credit card due to your lack of credit history, we will introduce the Self Visa® Credit Builder Card to you.
Then, check out this entire article!
Credit Score | Poor |
Annual Fee | $25 |
Regular APR | Variable 23.74% |
Welcome bonus | None |
Rewards | None |
How to apply Self Visa® Credit Card?
Check out how the Self Visa® Credit Card application works so you can apply for this card and start building your credit right away!
How does the Self Visa® Credit Builder credit card work?
Firstly, you need to open a Credit Builder Account and follow the criteria below:
- Make three monthly payments on time;
- Have $100 or more in savings progress;
- Have your account in good standing.
Secondly, set your credit limit by choosing how much of your savings progress will be used to secure your newest card. Note that it starts at $100. Also, the limit can be reviewed if you manage to have an account in good standing.
Thirdly, order your credit card. After receiving it, activate and use it. As a Visa credit card, you can purchase with it everywhere Visa is accepted in the U.S.
Finally, track, monitor, and try to pay your bills in full and on-time. That’s how you can start building your credit responsibly since Self reports to all three major credit bureaus.
You will be redirected to another website
Self Visa® Credit Builder Card benefits
A Self Credit Builder Card is a tool that helps you build a financial foundation for the future. You don’t need to carry a credit history to apply for the card.
However, you need to open a Self account first.
As a Self cardholder, you get Visa acceptance, fantastic customer service, a great user experience, and more.
Even though it requires a security deposit, it charges fair and reasonable fees so you can work on your credit building.
In addition, Self offers a Refer a Friend Program that allows you to earn money.
Pros
- It helps you build credit;
- It doesn’t check credit;
- The credit limit is set by you and can be reviewed;
- It reports to all three major credit bureaus;
- It offers a Refer a Friend Program;
- As a Visa cardholder, you get $0 Fraud Liability and protection.
Cons
- You need a Self account to order the card;
- The account charges fees and interest;
- It doesn’t offer rewards.
How good does your credit score need to be?
Since this secured card helps you build credit as its main feature, you don’t need a good credit score to apply for it. But, you have to meet the eligibility criteria described above.
How to apply for Self Visa® Credit Builder?
Do you want to start building a financial foundation for a brighter future? A Self Visa® Credit Builder can be your tool. Check out how to apply for it!
How to apply Self Visa® Credit Card?
Check out how the Self Visa® Credit Card application works so you can apply for this card and start building your credit right away!
Aline Augusto
Aline Barbosa
Senior Editor
Trending Topics
Thecreditapplication.com review: B2B credit application!
Do you need a platform to help you with your B2B credit management? If so, read our Thecreditapplication.com review to learn about it!
Keep ReadingBest Credit Cards for Online Shopping in 2023!
Are you looking for the best cards for online shopping? If so, we can help you find them! Read on to learn more!
Keep ReadingCiti® Diamond Preferred® Card review
Do you need a card with no annual fee and great intro APR periods? Read our Citi® Diamond Preferred® Card review to learn more!
Keep ReadingYou may also like
Debt consolidation loan: an uncomplicated guide
Read this article to learn how a debt consolidation loan can help you pay off your debts faster, save money, and improve your credit score. Check it out!
Keep ReadingCapital One Platinum Secured Credit Card review: is it worth it?
In today's article, you'll learn all about the Capital One Platinum Secured Credit Card. It's a great way to build or rebuild your credit, and you can increase your credit line!
Keep ReadingCiti Custom Cash℠ Card review: is it worth it?
The Citi Custom Cash℠ Card offers great welcome bonuses and rewards. Interested? Learn everything about this credit card here!
Keep Reading