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We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Credit Cards (US)

Self Visa® Credit Card review

In this Self Visa® Credit Builder card review article, we will introduce to you a fantastic tool that will help you build credit. Keep reading to learn all about it!

by Aline Augusto

02/04/2022 | Updated on 01/23/2023

Self Visa® Credit Card: a fantastic tool for building credit!

Check out our Self Visa® Credit Card review! Source: The Mister Finance.
Check out our Self Visa® Credit Card review! Source: The Mister Finance.

In this Self Visa® Credit Card review , we will introduce to you a fantastic tool that will help you build credit.

Self is a company compromised in helping people to build a solid financial future. Through technology, outstanding customer service, and significant financial products, Self delivers a fantastic experience for its clients.

So, whether you have a poor credit score or are struggling to get a credit card due to your lack of credit history, we will introduce the Self Visa® Credit Builder Card to you.

Then, check out this entire article!

Credit ScorePoor
Annual Fee$25
Regular APRVariable 23.74%
Welcome bonusNone
RewardsNone
Self Visa® Credit Card

How to apply Self Visa® Credit Card?

Check out how the Self Visa® Credit Card application works so you can apply for this card and start building your credit right away!

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How to apply Self Visa® Credit Card?

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How does the Self Visa® Credit Builder credit card work?

Firstly, you need to open a Credit Builder Account and follow the criteria below:

  • Make three monthly payments on time;
  • Have $100 or more in savings progress;
  • Have your account in good standing.

Secondly, set your credit limit by choosing how much of your savings progress will be used to secure your newest card. Note that it starts at $100. Also, the limit can be reviewed if you manage to have an account in good standing.

Thirdly, order your credit card. After receiving it, activate and use it. As a Visa credit card, you can purchase with it everywhere Visa is accepted in the U.S.

Finally, track, monitor, and try to pay your bills in full and on-time. That’s how you can start building your credit responsibly since Self reports to all three major credit bureaus.

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Self Visa® Credit Builder Card benefits

Check out the benefits of the Self Visa® Credit Card. Source: Freepik.
Check out the benefits of the Self Visa® Credit Card. Source: Freepik.

A Self Credit Builder Card is a tool that helps you build a financial foundation for the future. You don’t need to carry a credit history to apply for the card.

However, you need to open a Self account first.

As a Self cardholder, you get Visa acceptance, fantastic customer service, a great user experience, and more.

Even though it requires a security deposit, it charges fair and reasonable fees so you can work on your credit building.

In addition, Self offers a Refer a Friend Program that allows you to earn money.

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Pros

  • It helps you build credit;
  • It doesn’t check credit;
  • The credit limit is set by you and can be reviewed;
  • It reports to all three major credit bureaus;
  • It offers a Refer a Friend Program;
  • As a Visa cardholder, you get $0 Fraud Liability and protection.

Cons

  • You need a Self account to order the card;
  • The account charges fees and interest;
  • It doesn’t offer rewards.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

Since this secured card helps you build credit as its main feature, you don’t need a good credit score to apply for it. But, you have to meet the eligibility criteria described above.

How to apply for Self Visa® Credit Builder?

Do you want to start building a financial foundation for a brighter future? A Self Visa® Credit Builder can be your tool. Check out how to apply for it!

Self Visa® Credit Card

How to apply Self Visa® Credit Card?

Check out how the Self Visa® Credit Card application works so you can apply for this card and start building your credit right away!

Keep Reading
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How to apply Self Visa® Credit Card?

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About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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