No! Pick a Lender is a lending platform or marketplace that allows users to find the best loan options for their needs. However, they do not broker loans or borrow money. They only help you find the information you need and the contact of lenders who may be able to lend you the money you need.

Since Pick a Lender is a lending platform, the wait time for your loan approval and for you to get your loan funds depends on the lender you choose. This way, you can finish your loan application in as little as 2 minutes and get your funds as soon as the next business day in most cases!

You can check the loan fees for a loan when you borrow through Pick a Lender. However, you can only do it after you contact the lender you find through the platform. Therefore, you won’t find approximate APR fees or other fees on the website before you register to find the best lender for your financial needs.

The lenders you can find through Pick a Lender can allow you to borrow from $100 to $40,000, depending on your financial situation and credit score. However, the website disclosures that most users only qualify for short-term loans ranging from $100 to $1,000 due to their credit score and other financial factors.