Loans (US)
How to apply for a loan at Pick a Lender?
Do you need a lender to borrow the money you need for personal purposes? If so, you can learn how to apply for a loan through Pick a Lender!
Pick a Lender application: Apply in less than 2 minutes!
Are you looking for a loan to help get you out of an unexpected financial situation or make a major purchase? If so, keep reading to learn how to apply for a loan with the Pick a Lender platform!
Also, whether it’s debt consolidation, home improvement projects, a car purchase, or something else entirely, Pick a Lender has the perfect solution!
Moreover, they have an easy-to-use online platform to help you find the best lender for your needs!
Therefore, read on to learn more about this lending platform and how to apply for a loan with Pick a Lender!
Online Application Process
Before you start applying for a loan through Pick a Lender, you just know that you need to search for the best loan for your needs. And that maybe you won’t find one that will lend you up to $40,000.
This happens because most users only find short-term loans of up to $1,000 due to their credit score.
So, you can apply by filling out the application form with the personal information required and completing the application in less than 2 minutes.
Then, if you are approved, you can get your loan funds within 24 business hours from approval!
You will be redirected to another website
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Application Process using the app
There is no information about the application process through a mobile app. However, you can easily apply and find a lender through the official website. So, read our topic above to see our tips!
Pick a Lender vs. SoFi Loan
If you’re not so sure about finding a lender through Pick a Lender, we can give you a different personal loan option. With the SoFi Loans!
In addition, this lender directly lends you money after you go through the application process. Also, you can find loans of up to $100,000 depending on your credit score and financial situation.
Moreover, you can see your approximate loan rates in 1 minute with no credit score impact! Also, they offer low fixed rates with many more benefits!
Therefore, read our comparison table below to learn more and see which option is the best!
| Pick a Lender | SoFi Loan | |
| APR* | The APR varies depending on the lender. | 7.99% APR to 23.43% APR (with autopsy). *Terms apply. |
| Loan Purpose | Debt consolidation, travel, credit card consolidation, auto loans, home improvement, and other personal purposes. | Use personal loans for household, personal expenses, and family-related expenses. |
| Loan Amounts* | From $100 to $40,000. However, most clients receive loan offers with a short-term lending option that varies between $100 to $1,000. *Terms apply. | $5,000 to $100,000. |
| Credit Needed | All credit types. | You’ll need at least 680 points as a credit score to have more chances to qualify. |
| Terms | The terms vary depending on the lender. | 2 to 7 years from the loan application date. |
| Origination Fee | The origination fee varies depending on the lender. | There are no origination fees. |
| Late Fee | The late fees vary depending on the lender. | There are no late fees. |
| Early Payoff Penalty | Prepayment charges can exist depending on the lender. | There are no prepayment fees. |
Would you like to get more information about SoFi Loan? Follow the next link to learn about eligibility requirements and how to apply for this loan.
How to apply for the SoFi Personal Loan?
Are you looking for a loan to pay for household and family expenses? The SoFi Personal Loan can help you. Keep reading to know how to apply!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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