Credit Cards (US)

Reflex® Platinum Mastercard® Overview

Reflex® Platinum Mastercard® Card is for people with bad credit. If you want to know more about this credit card that can help you rebuild your credit, keep reading our overview.

Reflex® Platinum Mastercard® Credit Card: Get your finances back on track!

Read our Reflex® Platinum Mastercard® overview. Source: The Mister Finance.
Read our Reflex® Platinum Mastercard® overview. Source: The Mister Finance.

The Reflex® Platinum Mastercard® is a card for people with bad or low credit, and it also accepts no credit and basically all types of credit. Like other cards for people with bad credit, this card sends reports to the three major credit bureaus every month. We’re gonna tell you all about this product in our Reflex® Platinum Mastercard® overview.

This might sound like a great credit card for people who are in need of rebuilding credit or how are in debt. However, it has some fees that are a bit high for a card of this type. If you want to know more about this accessible card, keep reading our overview!

Reflex Mastercard®

How to apply for a Reflex Mastercard® Card

Are you looking for simple and effective ways to repair your credit score? The Reflex® Platinum Mastercard® can be a great ally. Check out how you can apply for it.

Credit ScoreAll credit types are welcome to apply.
Annual Fee$300 Credit Limit at $75 Annual Fee Year 1, $99 Annual Fee Year 2;
$500, $750, $1,000 Credit Limits at $125 Annual Fee.
Regular APR29.99% variable.
Welcome bonusNo welcome bonus is available for cardholders.
RewardsNo rewards available.

What is special about this card?

This is primarily a credit building credit card. While it doesn’t offer rewards on purchases or welcome bonuses, it fulfills its part in reporting payments to credit bureaus. Check some of its main benefits below.

Reflex® Platinum Mastercard®

Open the door to good credit!

Accepts all kinds of credit scores
$0 Fraud Liability
Monthly reports to all three major credit bureaus
When enrolling for e-statements, get access to your VantageScore 3.0

You will be redirected to another website

The approval odds are great with the Reflex® Platinum Mastercard®, and you can apply for it online as well.

Who qualifies for the Reflex® Platinum Mastercard®?

Who qualifies for this card? Source: Adobe Stock.
Who qualifies for this card? Source: Adobe Stock.

This card is made for people with a very bad credit history or no credit history at all. So, technically this is for people who are in a bad financial situation.

However, the card has too many fees, and maybe even the people who qualify for it might be able to get better cards of this type. So, if you would like to know more about this card, check out our post below with the full review.

Reflex Mastercard®

Reflex® Platinum Mastercard® Card review

The Reflex® Platinum Mastercard® Credit Card can help people with poor scores rebuild their credit. Check out our full review to learn more about it!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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