Loans (US)

Pick a Lender full review: Up to $40,000!

If you need a lender to get the loan you need, read our Pick a Lender review to learn the pros and cons of this lending platform!

by Victória Lourenço

01/24/2023 | Updated on 01/30/2023

Pick a Lender: Find varied loan purposes!

Looking for a loan? Check this review and learn about Pick a Lender platform. Source: The Mister Finance.
Looking for a loan? Check this review and learn about Pick a Lender platform. Source: The Mister Finance.

Many of us require that extra financial boost from time to time, whether it’s for paying off debts or planning a big purchase. With our Pick a Lender review, you’ll learn more about the platform that can help you out!

apply Pick a Lender

How to apply for a loan at Pick a Lender?

Looking for a lender to help you get a loan even with low credit? Read on to learn how to apply for a loan with Pick a Lender!

APRThe APR varies depending on the lender.
Loan PurposeDebt consolidation, travel, credit card consolidation, auto loans, home improvement, and other personal purposes.
Loan Amounts*From $100 to $40,000.
However, most clients receive loan offers with a short-term lending option that varies between $100 to $1,000.
*Terms apply.
Credit NeededAll credit types.
TermsThe terms vary depending on the lender.
Origination FeeThe origination fee varies depending on the lender.
Late FeeThe late fees vary depending on the lender.
Early Payoff PenaltyPrepayment charges can exist depending on the lender.

Also, you can find personal loans from the lender partners of Pick a Lender! Moreover, they can find loans for all credit score types!

Therefore, read our Pick a Lender review to learn more about this lending platform!

How does Pick a Lender work?

This helpful service connects you with hundreds of lenders to compare and find the best option that suits your needs. Also, you’l be able to get the loan you need without all the hassle!

Moreover, they offer up to $40,000 in loan amounts! So,

Pick a Lender benefits

Pick A Lender can help you find the perfect loan to achieve your goals. Source: Canva.
Pick A Lender can help you find the perfect loan to achieve your goals. Source: Canva.

You can find many benefits when applying for a loan through Pick a Lender. For example, you can get loans for many personal purposes and even auto loans.

Moreover, you have the chance to borrow up to $40,000 if you have a higher credit score.

However, this lending platform also has some downsides, such as no information about APRs or other fees. So, read our pros and cons list below to learn more!

Pros

  • You can get up to $40,000 in loan amounts depending on your credit score;
  • Your loan funds can arrive in 24 business hours after your approval;
  • You’ll take only 2 minutes or less to complete your loan application;
  • There are varied loan purposes.

Cons

  • You won’t find good loan terms for low credit scores;
  • Most users only qualify for short-term loans of up to $1,000;
  • There is no information about an APR range or other fees the lenders may charge.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

You can find lenders that accept all types of credit scores when you use this lending platform. However, you may only get the best loan deals if you have a higher credit score.

Moreover, the platform informs that most users only get short-term loans ranging from $100 to $1,000 because of their credit scores and financial situation.

So, be careful with your credit score before you start applying for a loan through the platform.

How to apply for Pick a Lender?

You can easily use the platform to find a lender for your financial needs. Also, you can do it all online and complete your application in less than 2 minutes!

apply Pick a Lender

How to apply for a loan at Pick a Lender?

Looking for a lender to help you get a loan even with low credit? Read on to learn how to apply for a loan with Pick a Lender!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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