Loans (US)

Upstart Personal Loans overview

If you need an online lender with great loan options, you might like Upstart. So, keep reading our overview to know more!

Upstart Personal Loans: Get up to $50,000!

Check out our Upstart Personal Loans overview. Source: The Mister Finance.
Check out our Upstart Personal Loans overview. Source: The Mister Finance.

Upstart is an online lender that has great artificial intelligence features. This lender is designed to make loans get more accessible for people who do not have very good scores and personal finances.

Also, this lender takes into consideration some not-so-traditional data about its applicants. So, if you want to know more about this lender, keep reading our overview!

Upstart Personal Loans

How to apply for the Upstart Personal Loans

Are you looking for a good online personal loan platform? If so, Upstart loan can be a good choice. So, read more to know how to apply!

APRThe APR ranges from 5.42% – 35.99%
LOAN PURPOSEYou can make loans to pay off your credit cards, consolidate debt, and many more
LOAN AMOUNTSThe loan amounts offered range from $1,000 to 50,000
CREDIT NEEDEDNot disclosed
TERMSThis lender offers the option to choose between a 3 or 5-year repayment term
ORIGINATION FEEThe fees offered can range from 0% to 10% of the amount of the loan
LATE FEEA late fee of 5% of the late amount or $15 of this amount, whichever is greater
EARLY PAYOFF PENALTYIf you pay a loan early, there is no penalty

What is special about Upstart?

Upstart

Fast loans and no prepayment penalty charges

No prepayment penalty charges
Does not require a hard credit inquiry
Get loan funds within 1 or 2 days
You can get fast loans

You will be redirected to another website

This personal loan platform has great special features to offer. Such as a great artificial intelligence platform.

This platform checks nontraditional data about its applicants, and that can be great for people who do not have a very high credit score and need loans.

Moreover, this platform can be great for young people who need to make loans for several different reasons. That is because of its high acceptance of people with not-so-good scores.

Also, this lender has many different payment options, such as payment over the phone, automatic payments, online payments, mailed checks, and more!

Who can apply for the Upstart Personal Loans?

Who can request this loan? Source: Freepik.
Who can request this loan? Source: Freepik.

People who live in the United States can apply for a personal loan on this platform. Also, this platform can be great for those who really need a loan fast and do not have a great credit score.

So, if you want to know more about this platform, check out our post below with a full review!

Upstart Personal Loans

Upstart Personal Loans review

Do you need to make a good and fast personal loan? Check out our Upstart Personal Loans review to learn how.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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