Upstart: overview on Upstart personal loan
If you need an online lender with great loan options, you might like Upstart. So, keep reading our overview to know more!
by Victória Lourenço
Upstart personal loan
Upstart is an online lender that has great artificial intelligence features. This lender is designed to make loans get more accessible for people who do not have very good scores and personal finances.
Also, this lender takes into consideration some not-so-traditional data about its applicants. So, if you want to know more about this lender, keep reading our overview!
|APR||The APR ranges from 4.37% to 35.99%|
|LOAN PURPOSE||You can make loans to pay off your credit cards, consolidate debt, and many more|
|LOAN AMOUNTS||The loan amounts offered range from $1,000 to 50,000|
|CREDIT NEEDED||At least 580 points|
|TERMS||This lender offers the option to choose between a 3 or 5-year repayment term|
|ORIGINATION FEE||The fees offered can range from 0% to 8% of the amount of the loan|
|LATE FEE||A late fee of 5% of the late amount or $15 of this amount, whichever is greater|
|EARLY PAYOFF PENALTY||If you pay a loan early, there is no penalty|
What is special about Upstart?
Fast loans and no prepayment penalty charges
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This personal loan platform has great special features to offer. Such as a great artificial intelligence platform. This platform checks nontraditional data about its applicants, and that can be great for people who do not have a very high credit score and need loans.
Moreover, this platform can be great for young people who need to make loans for several different reasons. That is because of its high acceptance of people with not-so-good scores. Also, this lender has many different payment options, such as payment over the phone, automatic payments, online payments, mailed checks, and more!
Who can apply for the Upstart personal loan?
People who live in the United States can apply for a personal loan on this platform. Also, this platform can be great for those who really need a loan fast and do not have a great credit score. So, if you want to know more about this platform, check out our post below with a full review!
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