Unfortunately, yes. Even though your credit score can be already damaged, you may get even more damage from getting into a debt relief program. However, if you have a lot of debt, your credit score may be already damaged, and it can be best to pay off a debt to start building credit later.

You’ll need to pay fees to use the National Debt Relief program. However, you’ll only need to pay them after you’ve settled your debts and got your debt resolution agreement paid off. So, the average fees after this period range from 15 to 25% of the total debt amount related to the monthly payment.

You can settle many types of debt with the National Debt Relief program. For example, you can settle credit card debt, personal loans, lines of credit, medical bills, business debts, some types of student debts, and more. However, make sure to see if your debt type is eligible before you start with the program.

National Debt Relief is a debt settlement firm that acts as an intermediary between its clients and their creditors in order to reduce the overall amount due. Clients can expect a 30% reduction in their settled debt, including costs, after participating in the program and completing the settlement.