The PCB Secured Card accepts those with a poor or an average credit score. Also, after applying for this card, you will need to pay a collateral deposit of at least $200, and you can pay a deposit of up to $5,000.

And your credit limit will be the same amount as your initial deposit. However, the annual fee of $39 will get deducted from your credit limit. So, you will need to consider this deduction when choosing the amount of your collateral deposit.

Moreover, you can build or rebuild your credit history with this card because it sends your monthly payment reports to all three major credit bureaus.

But you need to make all your payments on time to get a chance to rebuild your credit. Also, you need to make your payments on time to have a chance of increasing your credit limit after your first year of use.

So, if you are interested in this card, keep reading to know how the application process works!

You can start your application process online through PCB’s website. You will need to fill in the application form with personal information, such as your home address and phone number.

Also, a very important requirement to apply is that you need to have a PCB checking account to complete your card application process. Also, you will probably need to have an income of at least $5,000 a year to qualify for this card.

The most secure and official way to apply for this card is through PCB’s official website, as described on the topic above. Also, you can manage your account through the Account Center page available on PCB’s website.

Moreover, before completing the application process, you can read the credit card’s terms and conditions. This is an important step for you to analyze if this card is what you really want and if you can pay for the fees charged.

If you have a higher credit score and are looking for a credit card with rewards and more benefits, we can give information about another card option. Also, this other card option has no annual fee and great cashback rewards. So, read below our comparison between the PCB Secured Visa card and the Discover it Cashback credit card!