Credit Cards (US)

How do you get the Discover it® Cash Back Card?

The application process for the Discover it® Cash Back Card is simple and you can do it online in minutes! Check below to learn more details.

by Victória Lourenço

09/22/2021 | Updated on 12/06/2022

Discover it® Cash Back Card: Easy online application process!

Check out how you can apply for this card! Source: The Mister Finance.
Check out how you can apply for this card! Source: The Mister Finance.

The Discover it® Cash Back Card is a great way to get the most out of your spending. With no annual fee, you can enjoy the rewards all year long.

Plus, Discover matches all cash back earned at the end of your first year automatically – that’s double the cash back! With rotating quarterly bonus categories and 5% cash back in those categories, you can maximize your rewards.

Discover also offers exclusive benefits like extended warranties and price protection to help you save even more money. Keep reading to learn how you can apply for the Discover it® Cash Back Card.

card

Credit Card

Discover it® Cash Back

no annual fee cash back

No annual fee and 5% cash back on rotating categories!

You will be redirected to another website

Apply online

Learn how to apply online. Source: Freepik.
Learn how to apply online. Source: Freepik.

To apply for this card, you can go to Discover’s website, search for the card and go to Apply Now. You will need to provide some simple personal information to make the process easier. After that, you will go to the application page, and you can choose your card design. Also, you can read their terms before applying.

Apply using the app

You can only use Discover’s mobile app to manage your credit card account. So, you cannot make your application using the app. However, it is simple to make your online application.

Discover it® Cash Back vs. Discover it® Miles

If you are more of a traveler and also like to get rewards, there is another Discover card that you might like. The Discover it Miles card can be a great card for those who like to travel.

So, here is a comparison between the two Discover credit cards.

Discover it® Cash BackDiscover it® Miles
Credit ScoreGood – ExcellentGood – Excellent
Annual Fee$0$0
Regular APR0% intro APR for 15 months;
Then, a 15.74% – 26.74% variable APR.
0% intro APR for 15 months;
Then, a 15.74% – 26.74% variable APR.
Welcome bonus*Discover will match all of your earned cashback at the end of your first year

*Terms apply
Discover will match all of your earned miles at the end of your first year of account opening
Rewards*Get 5% cash back each quarter on spending categories
Get 1% cash back on every other purchase

*Terms apply
Get unlimited 1.5X Miles for every dollar spent on purchases
No minimum amount for redemptions
Turn Miles into cash

*Terms apply
Discover it® Miles

How do you get the Discover it® Miles Credit Card?

Do you want a travel card that gives good benefits and a unique sign-up bonus? Keep reading to know how to get the Discover it® Miles Credit Card!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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