Credit Cards (US)
Capital One Platinum review
Capital One Platinum charges no annual fee and helps you build your credit score. Check out the review!
Capital One Platinum: no annual fee and automatic credit line reviews
Capital One features the Platinum Mastercard with no annual, foreign transaction, or authorized user fees. Read this Capital One Platinum review to see how it works!
It considers credit scores from average or fair punctuation in the application process, which makes it a fantastic choice for those with less-than-perfect credit.
| Credit Score | Fair |
| Annual Fee | $0 |
| Regular APR | Purchase APR: 29.99% (Variable); Balance Transfer APR: 29.99% (Variable); Cash Advance APR: 29.99% (Variable). |
| Welcome bonus | None |
| Rewards | None |
How to apply for a Capital One Platinum?
Capital One Platinum credit card charges no annual fees and helps you build a credit score. Learn how to apply!
Now, keep reading our Capital One Platinum review to learn how it works and the advantages and disadvantages of applying for one!
Learn how a Capital One Platinum works
Platinum Mastercard from Capital One might be a great tool for those who need to build credit scores since it considers average or fair punctuation.
Also, it doesn’t charge any annual fees, foreign transactions, or authorized user fees.
In addition, you might be eligible to get automatic credit line reviews in less than six months from the account opening if you meet some requirements like good financial behavior.
The card offers $0 fraud liability, which means you will be covered in case your Platinum Mastercard is stolen or lost.
And it provides unlimited access to your credit score with the fantastic CreditWise.
Although it doesn’t feature a welcome bonus or rewards, you can get access to exclusive events through Capital One Entertainment.
Besides the amazing app, you get 24/7 Customer Service and tips for you to save money.
Finally, you don’t need to worry about harming your credit in the application process. It offers pre-approval with no risk to your credit score.
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Credit score recommended
It is recommended that you have at least a fair credit score to apply for this Capital One credit card.
However, it offers a pre-approval process with no harm to your credit.
Capital One Platinum credit card highlights
Even though this credit card doesn’t offer a welcome bonus or rewards, it might be worth considering if you have a fair credit score and need to build credit.
It offers a basic security package, there are no hidden and expensive fees, and you can get automatic credit line reviews if you meet some requirements.
Check out the list of advantages and disadvantages before applying for one.
Advantages
- It considers less than perfect credit scores;
- It helps you build credit;
- It doesn’t charge annual fees, foreign transaction fees, and authorized user fees;
- It offers a basic security package;
- It runs automatic credit line reviews;
- It provides credit monitoring through CreditWise;
- It features a pre-approval process.
Disadvantages
- It doesn’t offer a welcome bonus or rewards;
- It doesn’t provide an introductory APR.
- Conteúdo Recomendado: How to apply for a Capital One Platinum?
Apply for a Capital One Platinum
Learn how easy it is to get your Capital One Platinum Mastercard and start building your credit score!
How to apply for a Capital One Platinum?
Capital One Platinum credit card charges no annual fees and helps you build a credit score. Learn how to apply!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Aline Augusto
Aline Barbosa
Senior Editor
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