Loans (US)

Credible Personal Loan Marketplace review

Check out the Credible Personal Loan Marketplace review, learn how to compare rates and different types of loans, and find the best for you!

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by Aline Augusto

Published on 10/07/2022

Compare rates from many lenders within minutes at the Credible Personal Loan Marketplace

Credible is a marketplace to help you find the best loans. Source: The Mister Finance.
Credible is a marketplace to help you find the best loans. Source: The Mister Finance.

Credible was founded in 2013 with the objective of gathering many secured lenders in one place. The lenders offer different types of loans with different terms & conditions.

Therefore, it is an amazing tool for you to compare rates and find the best loan for your needs and goals.    

Credible Personal Loan Marketplace

How to apply for the Credible Personal Loan Market

Credible Personal Loan Marketplace gathers loan options and comparisons. Check out the review!

APRPersonal: from 4.49% to 35.99%
Loan PurposeStudent loan refinancing, student loans, personal loans, home, mortgage refinancing, and insurance 
Loan AmountsPersonal: from $600 to $100,000
Credit NeededNot disclosed
TermsIt depends on the lender
Origination FeeIt depends on the lender
Late FeeIt depends on the lender
Early Payoff PenaltyIt depends on the lender

Interest rates, amounts, terms, and fees depend on the lender’s offer. But you may enjoy the services provided by Credible that include even insurance.

Keep reading to learn how it works.

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How does the Credible Personal Loan Marketplace work?

Credible Personal Loan Marketplace gathers multiple lenders in one place. It aggregates loans for different purposes, including personal, student, home, and more.

Also, the company offers refinancing options and insurance.

In addition, the platform partners up with many top lenders, including Sallie Mae, Discover Financial Services, Citizens, LendingClub, Upstart, Loandepot, Marcus by Goldman Sachs, New American Funding, NASB, Union Home Mortgage, Nations Lending, and Allied Mortgage Group.

Credible provides an easy and fast application with no risk and no impact on your credit score.

In addition, prequalifying is 100% free. In summary, Credible offers rate and loan comparisons in certain categories, including student loans, personal loans, and home loans. 

Furthermore, it offers student loan refinancing, mortgage refinancing, and insurance.

Although conditions, fees, and terms depend on the lender, Credible discloses the amounts and range of rates for personal loans.

So, in this category, the amounts vary from $600 to $100,000. And rates range from 4.49% to 35.99%.

Plus, it is important to mention that terms, rates, and conditions will vary depending on your creditworthiness, as well.

Credible Personal Loan Marketplace benefits

Credible has the reliability to assist you with your loan research. Source: The Mister Finance.
Credible has the reliability to assist you with your loan research. Source: The Mister Finance.

Credible gathers many lenders on its platform. Therefore, you can take advantage of its easy, secure, and fast application to find the best lender, loan, terms, rates, and conditions for you.    

Pros

  • Credible gathers multiple top lenders on its platform;
  • It offers personal, student, and home loans comparison;
  • It provides insurance, student, and mortgage refinancing options;
  • The application is free, secure, easy, and fast.

Cons

  • It doesn’t disclose all rates, fees, terms, and conditions unless you apply for an option through the platform.

How good does your credit score need to be?

Unfortunately, there is no mention of the minimum credit score required in the application. However, since it gathers multiple lenders, it is possible that all credit scores are considered.

How to apply for Credible Personal Loan Marketplace?

Learn how easy it is to find the best loan for you by reading the step-by-step described in the next post!

Credible Personal Loan Marketplace

How to apply for the Credible Personal Loan Market

Credible Personal Loan Marketplace gathers loan options and comparisons. Check out the review!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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