No, the First Progress Platinum Select Mastercard® Secured Card does not perform any sort of hard inquiries when you apply for it. Your application will result in a soft pull, which doesn’t affect your current credit score. With that, your chances of approval are good even if you had a bad score and limited history.

Yes. The First Progress Platinum Select Mastercard® Secured Card reports all monthly payments to Equifax, Experian and TransUnion – the three major credit bureaus in the country. By keeping your credit utilization low and paying your balance on time, you’ll notice a gradual improvement of your score over time.

Yes. If you need the First Progress Platinum Select Mastercard® Secured Card to arrive sooner, you can pay $19.95 for an expedited shipping service. That will make the card arrive 7 days earlier via mail to your address.

Yes. You can make online and in-person purchases with your First Progress Platinum Select Mastercard® Secured Card anywhere in the world where Mastercard is accepted. Keep in mind, however, that international purchases have a 3% foreign transaction fee.