No. The First Progress Platinum Prestige Mastercard® Secured Credit Card is available for people of all credit scores. First Progress doesn’t perform any hard inquiries on new applications, which means your current score will go through a soft pull only and will suffer no impact when you apply.

The First Progress Platinum Prestige Mastercard® Secured Credit Card falls under the secured category, which means you have to put down a security deposit that will act as your credit limit. You can choose anywhere between $200 and $2,000 as a starting limit and increase it up to $5,000 with additional deposits.

Yes. All account activities and monthly payments are reported to Equifax, Experian and TransUnion – the three major credit bureaus in the country. Responsible use and low credit utilization can help cardholders improve their credit rating over time and graduate to an unsecured credit card.

You can use your First Progress Platinum Prestige Mastercard® Secured Credit Card anywhere in the world Mastercard is accepted, for online and in-store purchases. However, it’s important to note that international purchases have a 3% foreign transaction fee.