Credit Cards (US)

Aspire® Cash Back Reward Card review

If you need an unsecured card that allows you to check your credit score for free, see our Aspire® Cash Back Reward Card review to learn more!

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by Victória Lourenço

06/11/2022 | Updated on 10/13/2022

Aspire® Cash Back Reward Card: unsecured credit card with $0 fraud liability.

Check out our Aspire® Cash Back Reward Card review! Source: The Mister Finance.
Check out our Aspire® Cash Back Reward Card review! Source: The Mister Finance.

An unsecured credit card can help many people who need a card to build their credit score. Also, with many unsecured cards, you can check your credit score for free to plan your credit score building. And that’s why we are going to talk about the details of the Aspire® Cash Back Reward Card! This card offers amazing features for those with low scores who need an unsecured card. So, keep reading our Aspire® Cash Back Reward Card review to learn more!

Credit ScoreAverage score.
Annual feeAs low as $85.
Regular APR26% or 29.99% variable APR.
Welcome bonusN/A.
Rewards*Up to a 3% Cash Back Reward.
Aspire® Cash Back Reward Card

How to apply for the Aspire® Cash Back Reward Card

Looking for an unsecured credit card with free credit score checking? So, read our post about the Aspire® Cash Back Reward Card application!

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How does the Aspire® Cash Back Reward Card work?

How does this card work? Source: Unsplash.
How does this card work? Source: Unsplash.

With this Aspire credit card, you can check your credit score for free. This way, you can follow a plan to start building credit and organize your finances a bit better. Also, you can have full control over your credit card account. For example, you can set up transaction alerts. Moreover, you can get access to $0 fraud liability, so you are not responsible for unauthorized purchases.

In addition, you can manage your account from any device online and 24/7. Plus, this is an unsecured credit card, and you can complete the application process very fast after you receive an invitation.

Aspire® Cash Back Reward Card benefits

This Aspire credit card offers many benefits, such as a safe application process and access to $0 fraud liability. Also, you can check your credit score for free, which can really help you build credit. However, as with many other credit cards, this Aspire card also has some disadvantages. For example, there isn’t much information about a rewards program. So, check out our list below of the pros and cons of the Aspire® Cash Back Reward Card!

Pros

  • You can check your credit score for free.
  • There is a chance of setting up transaction alerts.
  • It is an unsecured credit card.
  • You can access your credit card account online and 24/7.
  • There is a $0 fraud liability program available.

Cons

  • There is not much information about a rewards program or a welcome bonus for new cardholders.
  • The annual fee depends on your creditworthiness.

How good does your credit score need to be?

You don’t need a high credit score to have a chance of qualifying for this Aspire card. Also, you get an invitation before you start the application process. This way, you know that they already know your profile.

How to apply for the Aspire® Cash Back Reward Card?

You need to get an invitation before you start the application process to get this Aspire credit card. So, you can check out our post below to know all about how to apply for the Aspire® Cash Back Reward card!

Aspire® Cash Back Reward Card

How to apply for the Aspire® Cash Back Reward Card

Looking for an unsecured credit card with free credit score checking? So, read our post about the Aspire® Cash Back Reward Card application!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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