As a cardholder of the Citi® Secured Mastercard®, the major perk you’ll get is building your credit score with a no-annual-fee card. This way, you’ll be able to save money on the annual fee and use the card to make purchases and build your credit. However, you’ll need to make your monthly payments on time to have the chance to improve your credit faster.

When you apply for the Citi® Secured Mastercard®, your credit limit will depend on the security deposit you make. So, you can make a security deposit ranging from $200 to $2,500. This way, your credit limit will be the same as your security deposit.

Yes! You can be sure that the Citi® Secured Mastercard® provides its users with the maximum possible safety features. Also, you can even access the ID Theft Protection program offered by Mastercard® and get $0 liability on credit card charges you didn’t authorize!

Unfortunately, when you apply for the Citi® Secured Mastercard®, you’ll be subject to a hard credit score pull that can lower your credit score. However, there are no credit score requirements to get this card, and you can have chances of approval even with a low score!