Are you taking the first steps to build your credit and looking for a secured credit card with no annual fee? If so, you may consider reading our Citi® Secured Mastercard® review!

Also, this generous, safe credit card option allows one to build a stronger financial future while not breaking the bank!

Moreover, you can get flexible payment options, $0 liability on unauthorized purchases, and other positive features like ID Theft Solutions without additional cost!

In addition, –this card offers plenty of clout from one of the largest banks in America! Therefore, read our Citi® Secured Mastercard® review to learn more!

The Citi® Secured Mastercard® offers you features to build your credit score while spending on your card. Also, you’ll need to make all your payment on time to build your score.

Moreover, you can get identity theft protection and $0 liability on unauthorized purchases. And you can get all these perks for no annual fee!

As we mentioned, one of the main benefits offered by this card is that you can build your credit score if you use it responsibly.

Also, Citi will send all your monthly payment reports to the three major credit bureaus! This way, you’ll be able to build your credit and improve your finances in no time!

However, this card also has some downsides, such as the lack of a welcome bonus or a rewards program.

Therefore, read our pros and cons list below to learn more and see if the Citi® Secured Mastercard® is the best card for you!

You can get this Citi-secured card even with a low credit score! Also, since this card is designed to build credit, your score won’t matter as much during the application process.

However, you should know that the application process may require a hard credit pull, which can impact your credit score.

You’ll be able to apply for this card online with no hassle. Also, you’ll only need to fill out the application form and submit your request!