You can use your Chime Credit Builder Secured Visa® Credit Card anywhere Visa is accepted. The card comes with a 0% foreign transaction fee, which makes it the ideal companion for traveling abroad or making international purchases.

No, the Chime Credit Builder Secured Visa® Credit Card does not perform any hard inquiries on your score when you apply. Chime does not perform any credit checks on new applications, so your current rating will not affect your approval odds nor be damaged in the process.

The Chime Credit Builder Secured Visa® Credit Card does not have a preset spending limit because the card is tied to your Chime Checking Account. So the amount you move from your account to your card will work as your credit line.

When you use your Chime Credit Builder Secured Visa® Credit Card to pay for purchases and pay your balance in full every month, you’ll build an on-time payment history and extend the lenght of your credit history. Chime also reports all monthly payments to the three major credit bureaus in the U.S. to help you increase your score over time.