American Express Platinum Cashback Everyday Credit Card offers unlimited cashback and other benefits, as follows: 5% cashback on your purchases of up to £100 within the first 3 months of card membership; 0.5% cashback on spending of up to £10,000 and 1% cashback on spending above £10,000. Besides that, you can get £20 cashback when inviting a friend if approved (limit of £150 per year).

Fortunately, an American Express Platinum Cashback Everyday Credit Card doesn’t charge an annual fee or a card membership fee. On the other hand, other fees may apply, including: Cash advance: 3% (£3 minimum); Balance and money transfer Fee: 3% of the amount of the transfer; Copy statement fee: £2 for each additional copy; Foreign usage: non-sterling transaction fee – 2.99%. Also, late payments and returned payments cost £12 each.

Besides earning unlimited cashback, an American Express Platinum Cashback Everyday Credit Card provides you with: Travel Accident Insurance and world-class services & assistance; American Express Offers & Experiences; Fraud Guarantee and Purchase & Refund Protection. In summary, a very worthy credit card at a very low cost.

To apply for an American Express Platinum Cashback Everyday Credit Card you need to: Be at least 18 years old; Have a permanent address in the UK; Have a UK bank or building society account; Have no history of bad debt. Additionally, it is important to keep handy your documents that include personal info and address details.