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How to apply for the American Express Platinum Cashback Everyday Credit Card?

Learn how fast you can apply for an American Express Platinum Cashback Everyday Credit Card through easy prequalification and qualification processes.

by Aline Augusto

Published on 01/22/2023

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

Apply for an American Express Platinum Cashback Everyday Credit Card: earn 5% cashback within 3 months

The first three months will give you extra rewards: learn how to apply. Source: The Mister Finance.
The first three months will give you extra rewards: learn how to apply. Source: The Mister Finance.

Do you want to earn cashback on all of your purchases? Then, you should find out how easy and fast it is to apply for an American Express Platinum Cashback Everyday Credit Card.

Summing up, the card gathers the best of benefits for consumers who are looking for rewards on everything they purchase.

So, you earn a welcome bonus of 5% cashback on purchases within the first 3 months (up to £100). Then, 0.5% cashback on spending of up to £10,000 per year, and 1% cashback on spending above £10,000 per year.

AMEX also guarantees amazing customer service and a basic but good package of security features.

Lastly, rates are reasonable, and fees are cheap. Shortly, there is no annual fee or card membership fee whatsoever.

Therefore, all you must do is pay your bill on time and accumulate unlimited cashback.

Now, learn how to apply for an American Express Platinum Cashback Everyday Credit Card.

Online Application Process

Apply in a couple of minutes at AMEX website. Source: Canva.
Apply in a couple of minutes at AMEX website. Source: Canva.

American Express offers prequalification, and you can check eligibility within a few minutes without worrying about impacting your credit rating.

All you need to do is fill out the forms with your personal information, address, and annual personal income. It is important to mention that you must:

  • Be at least 18 years old;
  • Have a permanent address in the UK;
  • Have a UK bank or building society account;
  • Have no history of bad debt.

Also, you won’t be eligible for a welcome bonus if you are already an AMEX member.

Application Process using the app

After proceeding with the qualification process as mentioned above, download the American Express mobile app to manage your card right in the palm of your hand!

American Express Platinum Cashback Everyday Credit Card vs. Barclaycard Rewards Card

As can be seen, an American Express Platinum Cashback Everyday Credit Card is a fantastic choice for those who want to earn unlimited cashback.

On the other hand, it might be worth considering an alternative.

American Express Platinum Cashback Everyday Credit CardBarclaycard Rewards Card
Credit ScoreGood – Excellent Not disclosed
APR28.1% (variable) 
Rates & Fees 		25.9% (variable)Other rates apply
Annual Fee£0
Rates & Fees 		£0
FeesCash advance: 3% (£3 minimum)
Balance and money transfer Fee: 3% of the amount of the transfer
Copy statement fee: £2 for each additional copy
Foreign usage: non-sterling transaction fee – 2.99%
Late Payment: £12
Returned Payment: £12
Rates & Fees 		Cash transaction fee: 0.00% (£0.00 minimum) fee on sterling and non-sterling cash transactions;
Balance transfer and purchase plans: fees depend on the offer;
Copies of statements and transactions: none;
Late payment: £12;
Over credit limit: none;
Returned payment: none;
No fees abroad
Welcome bonus5% cash back on purchases within the first 3 months (up to £100)
*Terms Apply		None
Rewards0.5% cashback on spending (up to £10,000 within a year);
1% cashback on spending (above £10,000 within a year)
*Terms Apply		0.25% cashback on everyday spending

So, if you are interested in applying for a Barclaycard Rewards Card, check out how the complete process works on the following post!

Barclaycard Rewards Card

How to apply for the Barclaycard Rewards Card?

Learn how to apply for a Barclaycard Rewards Card and start earning 0.25% cashback on your everyday spend and other perks at no annual fee.

Keep Reading

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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