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How to apply for a Bank of Queensland Low Rate Card?
Are you in need of a card to save money with a long intro p.a. period? If so, read our post to learn how to apply for the Bank of Queensland Low Rate Credit Card!
Bank of Queensland Low Rate Credit Card application: Easy application to get low rates!
Bank of Queensland offers a Low Rate Credit Card with easy application and low rates on purchases, cash advances, and balance transfers. You can learn how to apply for the Bank of Queensland Low Rate Credit Card!
Also, in this post, besides learning how to apply for this card, you’ll see some of its features and a comparison to help you decide!
Moreover, the card also comes with a reasonable annual fee, and you can save money with the 0% intro p.a. offer for purchases and balance transfers for 12 months!
In addition, the Bank of Queensland Low Rate Credit Card is a great option if you’re looking for a credit card with low rates. Keep reading to learn more about this card’s features and how to apply for it.
Online Application Process
You can apply online for the Bank of Queensland Low Rate Credit Card by filling out a form with the information required. You’ll need to provide personal information about your income and maybe send documents.
So, you’ll need to provide information like your full name, home address, and contact details, such as email and phone number, and others.
Moreover, you’ll need to choose your card after providing your information. Then you’ll review the information you’ve provided and complete your application process.
You can get an official response through one of the contact channels you’ve provided to see if you’ve been approved.
You will be redirected to another website
Other ways to apply
There is not much information about having a way of applying for the Bank of Queensland Low Rate Credit Card other than using the online application. However, you can follow our tips on the topic above to apply online!
Bank of Queensland Low Rate Credit Card vs. Virgin Money Low Rate Credit Card
If you’re really interested in getting a long 0% intro p.a. period, at least for balance transfers, you can get a different card option. For example, the Virgin Money Low Rate Credit Card can offer you great perks.
With this card option, you can get up to 36 months of 0% intro p.a. on balance transfers. Plus, there will be no balance transfer fees during this period.
Moreover, you can get reasonable rates besides this incredible 36 months of 0% intro p.a. period!
| Bank of Queensland Low Rate Credit Card | Virgin Money Low Rate Credit Card | |
| Credit Score | Good credit. | Good. |
| P.A. | 0% intro p.a. on purchases and balance transfers for 12 months. Plus, no balance transfer fee; After that period, there will be a p.a. of 13.49% on purchases and 21.49% on balance transfers; 21.49% p.a. for cash advances; Up to 55 days interest-free (unless you have a balance transfer). *Terms apply. | 0% intro p.a. for 36 months on balance transfers, and there will be no balance transfer fees (limited offer); 11.99% variable p.a. on purchases. |
| Annual Fee | $55 p.a. | $99. |
| Fees | $15 annual fee for additional cards; $30 late payment fee if you don’t make the minimum payment due. *Terms apply. | Cash advance rate: 21.69% p.a. |
| Welcome bonus | Besides the 0% intro p.a. on purchases and cash advances, there is no welcome bonus. | No welcome bonus besides the 0% intro p.a. for balance transfers. |
| Rewards | There are no rewards programs available for the Bank of Queensland Low Rate Credit Card. | N/A. |
Read our Virgin Money Low Rate Credit Card review to see how to add this card to your wallet.
Virgin Money Low Rate Credit Card review
If you need a low-interest card with other benefits, read our Virgin Money Low Rate Credit Card review to learn this card's pros and cons!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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