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American Express Platinum Cashback Everyday Credit Card full review

If you are looking for a credit card that offers cashback, this American Express Platinum Cashback Everyday Credit Card review is worth reading. Check it out!

by Aline Augusto

01/22/2023 | Updated on 01/24/2023

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

American Express Platinum Cashback Everyday Credit Card: earn up to 1% cashback on purchases

Looking for cash back rewards? This credit card has plenty! Source: The Mister Finance.
Looking for cash back rewards? This credit card has plenty! Source: The Mister Finance.

American Express gathers amazing cards for different goals, and this American Express Platinum Cashback Everyday Credit Card review will show you how you can get valuable rewards on a daily basis.

American Express Platinum Cashback Everyday Credit Card

How to apply: AMEX Platinum Cashback Everyday

It is time to learn how easy it is to apply for an American Express Platinum Cashback Everyday Credit Card and earn cashback on everything!

Before continuing reading, find out the main points about this AMEX!

Credit ScoreGood – Excellent 
APR28.1% (variable) 
Rates & Fees 
Annual Fee£0
Rates & Fees 
FeesCash advance: 3% (£3 minimum)
Balance and money transfer Fee: 3% of the amount of the transfer
Copy statement fee: £2 for each additional copy
Foreign usage: non-sterling transaction fee – 2.99%
Late Payment: £12
Returned Payment: £12
Rates & Fees 
Welcome bonus5% cash back on purchases within the first 3 months (up to £100)
*Terms Apply
Rewards0.5% cashback on spending (up to £10,000 within a year);
1% cashback on spending (above £10,000 within a year)
*Terms Apply

Now, learn how this card works and decide if it would suit your needs!

How does the American Express Platinum Cashback Everyday Credit Card work?

Everyone knows American Express features a wide range of cards for every purpose a consumer might have.

Contrarily to other card issuers, AMEX provides valuable choices at reasonable costs. 

An example of that is the American Express Platinum Cashback Everyday Credit Card.

In summary, the card offers cashback, travel benefits, good assistance services, and a generous welcome bonus.

So, firstly, take a look at the rewards you can earn by applying and using this specific AMEX:

  • Get 0.5% cashback on the spending of up to £10,000 and 1% cashback on spending above £10,000;
  • Receive 5% cashback on your purchases of up to £100 within the first three months;
  • Earn £20 cashback every time you invite a friend, and they are approved (up to £150 per year).

Besides that, rewards are unlimited. 

Additionally, American Express offers a good range of security features, including a Fraud Guarantee and Purchase & Refund Protection.

Although the interest rates are not that low, the card doesn’t charge any annual fee or card membership fee, being that it is a reasonable credit card considering the benefits.

American Express Platinum Cashback Everyday Credit Card benefits

Use this credit card everywhere, and you'll get a lot of cash back. Source: Canva.
Use this credit card everywhere, and you’ll get a lot of cash back. Source: Canva.

As shown on this American Express Platinum Cashback Everyday Credit Card review, this AMEX might be a good deal for those who seek cashback earnings.

The rewards are good considering the card doesn’t charge high fees. However, it could enhance other benefits, like improving coverage.

So, before applying, check out the pros and cons!

Pros

  • It offers a generous welcome bonus within the first 3 months of card membership;
  • It features cashback on all purchases;
  • It provides you with a basic package of protection;
  • You can get access to AMEX exclusive benefits, such as the American Express Offers and American Express Experiences programs;
  • It gathers a wide and good range of assistance services;
  • You can get cashback by referring a friend;
  • American Express offers prequalification.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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Cons

  • It could improve other benefits, like coverage features.

How good does your credit score need to be?

Usually, American Express requires a good credit score for the application. 

However, you can check your eligibility on the prequalification process before submitting a qualification form.

How to apply for an American Express Platinum Cashback Everyday Credit Card?

Now, learn how to apply for an American Express Platinum Cashback Everyday Credit Card and start earning cashback right after approval!

American Express Platinum Cashback Everyday Credit Card

How to apply: AMEX Platinum Cashback Everyday

It is time to learn how easy it is to apply for an American Express Platinum Cashback Everyday Credit Card and earn cashback on everything!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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