AU
HSBC Platinum Credit Card full review: Intro interest rate!
Are you an Australian looking for a low-fee card with intro rates and a low intro annual fee? If so, read our HSBC Platinum Credit Card review to learn more!
HSBC Platinum Credit Card: Low intro annual fee!
Are you an Australian looking to get a credit card with an attractive introductory annual fee and low ongoing interest rates? If so, read our HSBC Platinum Credit Card review!
How to apply for the HSBC Platinum Credit Card?
Looking for a card option with low intro rates and an annual fee? If so, read on to learn how to apply for the HSBC Platinum Credit Card!
Credit Score | Good rating. |
P.A.* | 0% intro p.a. on balance transfers for 12 months. Then, 21.99% p.a.; 19.99% p.a. for purchases; 21.99% p.a. for cash advances. *Terms apply |
Annual Fee* | $29 for the first year. Then, $129 annually. *Terms apply |
Fees* | 2% intro balance transfer fee for 12 months; Up to 55 days interest-free on purchases; $30 late payment fee; 3% overseas exchange fee; Either 3% or $4 for the cash advance fee. *Terms apply |
Welcome bonus* | No welcome bonus besides the interest-free periods and intro annual fee. *Terms apply |
Rewards* | 2 Rewards Plus points per dollar you spend on qualifying international purchases; 1 Rewards Plus point per dollar for any other qualifying purchases. *Terms apply |
Combining superior convenience, excellent customer service, and great value, this card takes the market by storm!
Therefore, read our HSBC Platinum Credit Card review for our comprehensive review of this amazing product!
How does the HSBC Platinum Credit Card work?
With the HSBC Platinum Credit Card, you’ll be able to get incredible perks from Visa, complimentary insurance benefits, and much more!
Also, this card offers up to 2 points per dollar on overseas purchases and 1 point per dollar on other purchases!
In addition, you can get 0% interest on balance transfers for 12 months with a low balance transfer fee of 2%.
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HSBC Platinum Credit Card benefits
As you know, this card offers incredible perks, such as up to 2 Rewards points on eligible purchases, an intro annual fee, and more!
Moreover, you’ll be able to get instant savings with 20% off dining and retail savings of up to 25% with a free membership!
However, this card also has some cons. So, read our list below to learn more!
Pros
- You’ll be able to get a high minimum credit limit of $6,000;
- There is a 55-day interest-free period on purchases;
- You’ll be able to get a low intro annual fee of $29 for your first year with the card;
- Earn up to 2 Rewards Plus points on eligible purchases.
Cons
- You won’t be able to qualify for this card with a not-so-good credit score;
- There is a 3% fee for overseas exchanges;
- The annual fee can be relatively high after the first-year intro period.
How good does your credit score need to be?
If you’re looking for a credit card with this card’s features, you’ll need to have at least a good credit score to have more qualification chances.
Moreover, you’ll need to have a high income per year and meet some other requirements. Therefore, you can check your score and finances before you start applying for this incredible card.
How to apply for the HSBC Platinum Credit Card?
This credit card has a very easy way to apply. Also, you’ll need to be able to meet the eligibility requirements before you start the application.
Moreover, you’ll be able to complete your quick application in up to 10 minutes and get a fast response!
How to apply for the HSBC Platinum Credit Card?
Looking for a card option with low intro rates and an annual fee? If so, read on to learn how to apply for the HSBC Platinum Credit Card!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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