Credit Cards (AU)
How to apply for the HSBC Star Alliance Credit Card?
Are you a frequent traveler? Then, learn how to apply for an HSBC Star Alliance Credit Card and enjoy this Visa's many travel perks.
Apply for an HSBC Star Alliance Credit Card: earn uncapped Star Alliance Points
HSBC offers different ways to apply for the HSBC Star Alliance Credit Card. In this article, we’ll tell you how you can get a credit card like this.
Before explaining the eligibility requirements, check out the main advantages of holding this Visa in your wallet:
- Access to Star Alliance Gold Status in the first year when spending at least $4,000 on eligible purchases within 90 days;
- $0 annual fee in the first year;
- Uncapped Star Alliance Points with flexible redemption;
- Access to global lounge access at more than 1,000 lounges worldwide;
- Priority check-in & boarding at airports;
- Priority Baggage Handling & Extra Baggage Allowance;
- Priority Reservations Waitlist & Priority Airport Stand-by;
- Up to 1 Star Alliance Point per dollar spent on eligible purchases;
- Complimentary insurance benefits;
- 0% interest for 6 months on flight bookings and 0% p.a. interest on Balance Transfers for 12 months;
- Up to 55 days of free interest.
Of course, there are many other benefits you may love about this card. But before applying, take a look at how to do it.
Online Application Process
You can apply for an HSBC Star Alliance Credit Card using the official website if you are a new customer.
Otherwise, you can apply for this Visa using the HSBC mobile app.
Firstly, check out the eligibility requirements:
- You need to be an Australian resident at the age of majority;
- You must earn at least $75,000 p.a.;
- You need to have a good credit rating;
- You must provide your address details, income, and employment status.
Also, the application takes about 10 minutes. But you can get a response within 60 seconds.
In addition, you maybe asked to upload extra documentation.
You will be redirected to another website
Application Process using the app
If you are already an HSBC customer, log on to your mobile bank app to request your credit card within a few minutes.
HSBC Star Alliance Credit Card vs. The American Express Essential® Credit Card
Undoubtedly, an HSBC Star Alliance Credit Card offers everything a traveler needs.
However, if you want a cheaper alternative, check out The American Express Essential® Credit Card.
|HSBC Star Alliance Credit Card||The American Express Essential® Credit Card|
|Credit Score||Good – Excellent||Good (no history of bad debt or payment default)|
|APR||19.99% p.a. on purchases;21.99% p.a. on cash advances||16.99% on purchases|
Rates & Fees
|Annual Fee||$0 (in the first year);$450 thereafter||$0|
Rates & Fees
|Fees||Cash Advance Fees: The higher of 3% or $4;|
Late Payment Fees: $30;
Overseas Exchange Fees: 3%
|Foreign Transaction fee: 3% of a converted amount|
Rates & Fees
|Welcome bonus||Fast track to Star Alliance Gold Status in the first year after spending at least $4,000 on eligible purchases within 90 days of the account opening||$100 back when applying online and after approval spending at least $1,500 on eligible purchases within 3 months|
|Rewards||1 Star Alliance Point per dollar spent on eligible purchases, up to $3,000 (per statement period);|
0.5 Star Alliance Points per dollar spent on eligible purchases, then
|1.25 points per dollar spent on purchases excluding government bodies;|
1 point per dollar spent at government bodies
So, now, learn how to apply for The American Express Essential® Credit Card.
How to apply for the MoneyPlace Personal Loan?
Do you need a loan with good rates and terms and a quick application? If so, read on to learn how to apply for the MoneyPlace Personal Loan!Keep Reading
ANZ Bank review: Varied financial products!
Are you looking for an incredible bank with no monthly fees for some products? If so, check out our ANZ Bank review to learn more!Keep Reading
You may also like
Breathwrk App review: A Breath of Fresh Air at the palm of your hands
Get a closer look at the Breathwrk app review, an interactive meditation and mindfulness experience that can help you reduce stress and anxiety. Keep reading!Keep Reading
What is the lowest credit score possible?
Discover what is the lowest credit score possible and how it can affect your finances. Can you improve your poor score? Find it here!Keep Reading
Learn to apply easily for the Best Egg Personal Loans
A personal loan can help you cover various expenses, from debt consolidation to home improvement. Here's how to apply for Best Egg Personal Loans and quickly get the money you need. Keep reading!Keep Reading