AU

How to apply for the Coles No Annual Fee Mastercard?

If you're in the market for a card with no annual fee and 0% intro p.a., read on to learn how to apply for the Coles No Annual Fee Mastercard!

Coles No Annual Fee Mastercard application: 15-minute application!

Learn how to apply for this amazing credit card. Source: The Mister Finance.
Learn how to apply for this amazing credit card. Source: The Mister Finance.

Are you looking for a no-annual fee credit card with some great perks? If so, learning how to apply for the Coles No Annual Fee Mastercard could be perfect for you!

card

Credit Card

Coles No Annual Fee

Mastercard No annual fee

This credit cards gives you 0% intro p.a. for 15 months and rewards points!

You will be redirected to another website

This card offers 0% p.a. on purchases for 15 months and 0% p.a. on balance transfers for 6 months! Plus, there’s no need to worry about an annual fee – it’s waived for the life of the card!

Moreover, you can apply online in just 15 minutes, making it easy to get started. So, what are you waiting for? Keep reading our post to learn how to apply for the Coles No Annual Fee Mastercard today!

Online Application Process

If you're a permanent resident in Australia, you can apply online for this credit card. Source: Freepik.
If you’re a permanent resident in Australia, you can apply online for this credit card. Source: Freepik.

Before you apply online for the Coles No Annual Fee Mastercard, you need to learn its requirements. For example, you need to be at least 18 years or older. Also, you’ll need a regular income and a good credit rating.

Moreover, you’ll need to be a permanent Australian resident with an Australian mobile number and email address. And there are other requirements that you should check on their website.

This way, if you qualify for this card, you can complete the application process in as little as 15 minutes! Plus, you can get a quick response about your approval after completing the application!

Other ways to apply

The only known way to apply for the Coles No Annual Fee Mastercard is online through the official website. However, you can use the Coles mobile app to manage your account, view your balance, check your points, and activate your offers!

Coles No Annual Fee Mastercard vs. Virgin Money Low Rate Card

Now that you’ve learned how to apply for the Coles No Annual Fee Mastercard, maybe you’re looking for a different opinion. You can try applying for the Virgin Money Low Rate Card!

Moreover, with this option, you can get an incredible 0% intro p.a. period of 36 months on balance transfers! So, read our comparison table below to help you decide between these two cards!

Coles No Annual Fee MastercardVirgin Money Low Rate Card
Credit ScoreNot disclosed.Good.
P.A.*0% intro p.a. on balance transfers for 6 months. Then, 19.99% p.a.;
0% intro p.a. on purchases for 15 months. Then, 19.99% p.a.;
19.99% p.a. on cash advances;
Up to 55 days interest-free.
*Terms apply.
0% intro p.a. for 36 months on balance transfers, and there will be no balance transfer fees (limited offer);
11.99% variable p.a. on purchases.
Annual FeeThere is no annual fee.$99.
Fees*$5 fee for international cash advances;
$1.95 per cash advance transaction under $65.00, and 3% of the transaction amount for a transaction equal to or over $65.00 (valid for amounts debited to your account on the transaction date);
$30 late payment fee;
No additional cardholder fee;
2.50% international transaction fee on all retail purchases and cash advances.
*Terms apply.
21.69% p.a. cash advance rate.
Welcome bonusNo welcome bonus besides the intro p.a. offers when you apply for Coles No Annual Fee MastercardNo welcome bonuses.
Rewards*Earn 1 Flybuys point per $2 on qualifying purchases;
$10 off your Coles supermarket shop (valid for when you redeem 2,000 Flybuys points in-store at the checkout).

*Terms apply.
N/A.

Do you like what you see here about the Virgin Money Low Rate Card? Great! You can then read our full review. It is right here, at the following link. Keep reading about these financial products in Australia.

Virgin Money Low Rate credit card

Virgin Money Low Rate Credit Card review

If you need a low-interest card with other benefits, read our Virgin Money Low Rate Credit Card review to learn this card's pros and cons!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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