AU

NOW Finance Personal Loans full review: Varied loans!

If you're looking for a loan to consolidate debt or for other personal purposes, read our NOW Finance Personal Loans review to learn more!

NOW Finance Personal Loans: Up to $50,000 in unsecured loan amounts!

Read this review to see how NOW Finance works. Source: The Mister Finance.
Read this review to see how NOW Finance works. Source: The Mister Finance.

Are you an Australian looking for a reliable and secure personal loan with great terms? Don’t look any further than our NOW Finance Personal Loans review! Get great terms and fees! Read on to learn more!

NOW Finance Personal Loans

How to apply for the NOW Finance Personal Loans?

Are you looking for a lender with secured and unsecured loan options with perks? If so, read on to apply for NOW Finance Personal Loans!

P.A.*Unsecured loans from $5,000 to 50,000: 6.75% to 17.95% variable p.a.;
Secured loans from $15,000 to $100,000: 16.95% to 6.50% variable p.a.;
The fee varies depending on the loan amount and your creditworthiness.
*Terms apply.
Loan PurposeDebt consolidation, travel, weddings, student, funerals, and other personal purposes.
Loan Amounts*From $5,000 to $50,000 for unsecured loans;
From $15,000 to $100,000 for secured loans.
*Terms apply.
Credit NeededAverage to excellent.
Terms*Weekly and fortnightly payments: From 1.5 years to 7 years.
*Terms apply.
FeesNo fees to get your loan, no monthly fees, and no establishment fees.
Late FeeThere can be late fees if you miss any loan repayments.
Early Payoff PenaltyNo prepayment penalty fees.

With access to both secured and unsecured loans, NOW Finance has everything needed for consumers seeking comprehensive borrowing solutions.

Also, in this review, we’ll be exploring the features of NOW Finance’s services. Also, we’ll see who would benefit most from it and the pros and cons!

Keep reading our NOW Finance Personal Loans review to learn more about what makes NOW Finance stand out in its field of personal loan offerings.

How do NOW Finance Personal Loans work?

NOW Finance offers Australians up to $50,000 in unsecured loans and various other loan types, making it an excellent choice if you’re looking to get the best rate possible when applying for a loan.

Also, you can find personal loans with loan amounts ranging from $5,000 to $100,000! Moreover, it all depends on your creditworthiness and other financial factors.

In addition, the loans are divided between secured and unsecured personal loans. And this can also affect your loan amounts and rates.

NOW Finance Personal Loans benefits

NOW Finance has excellent terms on their loans. Source: Canva.
NOW Finance has excellent terms on their loans. Source: Canva.

As we mentioned, this lender offers incredible loan terms and perks. So, you can check out our pros and cons lists below to learn more about it and see if it’s the bets option!

Pros

  • No monthly fee, establishment fees, and others;
  • Chance to choose between secured and unsecured loans;
  • Varied personal loan options.

Cons

  • The rates can be a bit high if you don’t have a high credit score;
  • You may not have many chances of getting this loan f you have a not-so-good credit score.

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How good does your credit score need to be?

You’ll need a credit score ranging from average to excellent to get a loan from this lender. Therefore, you’ll be able to have more chances of qualifying if you have a higher credit score.

However, if you have a not-so-good credit score, you may not have many chances of getting approved for a loan with this lender. Also, you’ll get higher rates if you have an average score.

How to apply for NOW Finance Personal Loans?

Applying for a loan through NOW Finance Personal Loans can be easy. Moreover, you’ll be able to check your personalized loan rates before you start the official application!

NOW Finance Personal Loans

How to apply for the NOW Finance Personal Loans?

Are you looking for a lender with secured and unsecured loan options with perks? If so, read on to apply for NOW Finance Personal Loans!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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