Reviews (US)

My GM Rewards card full review

If you would love to have a card that offers great rewards related to GM vehicles, keep reading our My GM Rewards card review to learn more!

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by Victória Lourenço

Published on 04/07/2022

My GM Rewards card: get the best rewards for GM vehicles

Learn all about this GM card in our My GM Rewards card review! Source: The Mister Finance
Learn all about this GM card in our My GM Rewards card review! Source: The Mister Finance

The GM Rewards card is pretty straightforward. You earn points for every purchase, which can be redeemed for cash back, gift cards, or other goodies. Also, it’s not the fanciest rewards program around, but it’s an excellent option if you’re looking for something simple. And since GM is such a big company, there are plenty of ways to make the best out of this card. So, keep reading our My GM Rewards card review to know more!

Credit ScoreGood to excellent.
Annual FeeNo annual fee.
Regular APR14.99% to 24.99% variable APR.
Welcome bonus*You can earn 10,000 points after you spend $1,000 in your first 90 days using the card.

*Terms apply.
Rewards*Get 4 points for every $1 you spend using your card.

7 total points for every dollar you spend on eligible purchases.

*Terms apply.
My GM Rewards card logo

How to apply for My GM Rewards card?

Do you need a card to get the best rewards related to GM vehicles? If so, read our post to know about the My GM Rewards card application!

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How does the My GM Rewards card work?

Learn how this GM card works! Source: Unsplash
Learn how this GM card works! Source: Unsplash

The My GM Rewards card has no annual fee, and you can get many perks related to GM’s services as a cardholder. For example, as a cardmember, you can redeem as many points as possible to buy an eligible GM vehicle. Also, you can redeem up to $250 with GM Certified Service, GM Genuine Parts, and more! Plus, you can get automatic Gold Tier status. This way, you can get access to special offers related to GM.

Moreover, with a GM Rewards card, you can access all Mastercard World Elite® perks. For example, you can have the protection of Mastercard Identity Protection, which will give you alerts. With this, you can be sure that your card will be more protected. Plus, you will have access to Zero Liability. So, you will not be responsible for any unauthorized purchases made with your card.

My GM Rewards card benefits

This GM card offers many perks to those interested in GM vehicles. Also, you can even get some travel benefits. For example, Concierge Services, Mastercard Airport Concierge, Mastercard Golf, and more! However, as with any other excellent card, this GM card has some downsides. For example,

Pros

  • There is no annual fee.
  • Travel perks related to Mastercard.
  • Statement credit for gas or electric vehicle bill.
  • Access to Gold Tier status.
  • Relatively high rewards.

Cons

  • Some other similar cards offer more benefits.
  • There is no rewards program for every purchase.

How good does your credit score need to be?

If you are thinking about applying for this excellent GM Rewards card, you need to have a relatively high credit score. So, to qualify for a My GM Rewards card, you need to have a credit score ranging from good to excellent.

How to apply for My GM Rewards card?

It can be easy to start the application process and get your My Rewards card. However, remember that you need to have a relatively high credit score to have a chance to qualify. Therefore, check out our post below to know how to get the My GM Rewards card!

My GM Rewards card logo

How to apply for My GM Rewards card

Do you need a card to get the best rewards related to GM vehicles? If so, read our post to know about the My GM Rewards card application!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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