Credit Cards (US)

Citi Custom Cash℠ Card overview

The Citi Custom Cash℠ Card has great cash back opportunities. It even has MP points rewarded as ThankYou points. Learn more about it in this overview!

by Thais Daou

08/11/2021 | Updated on 02/07/2023

Citi Custom Cash℠ Card: get up to 5% cash back on bonus categories!

Check out this Citi Custom Cash℠ Card overview. Source: The Mister Finance.
Check out this Citi Custom Cash℠ Card overview. Source: The Mister Finance.

In this Citi Custom Cash℠ Card overview, you’ll learn about a premium credit card with an amazing rewards rate. Issued by Citi with Mastercard coverage, this card offers plenty of perks without charging an annual fee. Check out the full overview below.

Citi Custom Cash℠ Card

How to apply for the Citi Custom Cash℠ Card

The Citi Custom Cash℠ Card has an amazing rewards rate for all cardholders. Read on to learn everything about its application process!

Credit ScoreGood – Excellent
Annual Fee$0
Regular APR0% Intro APR for 15 months on purchases and balance transfers. After that:
Purchases APR: 18.49% – 28.49% (Variable);
Balance Transfer APR: 18.49% – 28.49% (Variable);
Cash Advance APR: 29.74% (Variable).
Welcome bonus*Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

*Terms apply
Rewards*Earn 5% cash back on your highest eligible spend category each billing cycle up to $500; then 1% cash back thereafter on all other purchases.
Unlimited 1% cash back on all other purchases.

*Terms apply

What is special about the Citi Custom Cash℠ Card?

What are the perks of this card? Source: Adobe Stock.
What are the perks of this card? Source: Adobe Stock.

Citi Custom Cash℠ Card’s main special feature is its convenience. Let us see the list?

  • Automatic account alert: set up alerts to remind you about balance levels, payments due, credit limits, and more, in your email or mobile phone;
  • Contactless payment option: just tap your card on the payment reader and shop safely;
  • Digital wallets: shop online in apps and online stores;
  • Citi Mobile App: access your account virtually; and
  • Choose your payment due date: choose when to pay your bills.

Other benefits are protection, like Citi Quick Lock and fraud early warning, and support tools, like customer service available 24/7, as well as the Citi Entertainment tool.

Who qualifies for this card?

Finally, the credit card’s main benefit may be its flexibility, in comparison with other credit cards. This means that this card adapts its conditions according to the holder’s profile.

For more, don’t forget to read our full review on the Citi Custom Cash℠ Card.

Citi Custom Cash℠ Card

Citi Custom Cash℠ Card review

The Citi Custom Cash℠ Card is a great card with cash back opportunities. Keep reading to see our full review of this card!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from the São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as documents from other fields, for five years. And now she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge, which is so important.

Reviewed by

Aline Barbosa

Senior Editor

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