Credit Cards (US)

How do you get the Citi Custom Cash℠ Card?

The Citi Custom Cash℠ Card offers great cash back rewards. It also has 0% annual fee! Read more if you want to know how to apply for this card!

Citi Custom Cash℠ Card: easy and online application.

Learn how you can apply for this card. Source: The Mister Finance.
Learn how you can apply for this card. Source: The Mister Finance.

The Citi Custom Cash℠ Card was created by Citibank, a well-known bank that provides amazing technology solutions to its clients. With that, we can already understand how this card is a good option for those interested in good tech solutions and cash-back opportunities.

If you are looking for a great 5% cash back card, you probably consider this credit card. And we will show you how to get this rewarding card. But if you still don’t know which card to get, we will also give you a great comparison to help you with this decision.


Credit Card

Citi Custom Cash℠ Card

cash back zero annual fee

5% cash back credit card on eligible categories and no annual fee!

You will be redirected to another website

Apply online

Check how the online application works. Source: The Mister Finance.
Check how the online application works. Source: The Mister Finance.

You can make your online application on Citi’s website. It is a very easy process. You will need to provide your personal information and agree to receive monthly statements and legal notices. After following the steps shown on the website, you can read and agree to their terms and conditions and apply!

Apply using the app

You can also make your application through Citi’s mobile app. The process is also very straightforward. The steps you should follow to get the card are shown on the app as you provide your personal information.

Citi Custom Cash℠ Card vs.Citi Simplicity® Card

If you are still unsure about this card, we can help you with your decision. Another great option for those with excellent credit scores is the Citi Simplicity® Card. We prepared a comparison between the two cards to help you decide.

Citi Custom Cash℠ CardCiti Simplicity® Card
Credit ScoreGood to excellentGood – Excellent
Annual Fee$0No annual fee.
Regular APR0% Intro APR for 15 months on purchases and balance transfers. After that:
Purchases APR: 18.74% – 28.74% (Variable);
Balance Transfer APR: 18.74% – 28.74% (Variable);
Cash Advance APR: 29.99% (Variable).

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that:

Ongoing Purchases APR: 18.74% – 29.49% (Variable);
Ongoing Balance Transfer APR: 18.74% – 29.49% (Variable);
Ongoing Cash Advance APR: 29.99% (Variable).

Balance transfers must be completed within 4 months of account opening.
Welcome bonus*
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.

*Terms apply
There is no welcome bonus besides the 0% intro APR periods.
Earn 5% cash back on your highest eligible spend category each billing cycle up to $500; then 1% cash back thereafter on all other purchases.
Unlimited 1% cash back on all other purchases.

*Terms apply
There are no rewards programs available.
Citi Simplicity® Card

How to apply for the Citi Simplicity® Card?

Are you looking for a card to help you save money with intro APRs? If so, read our post to learn how to apply for the Citi Simplicity® Card!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from the São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as documents from other fields, for five years. And now she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge, which is so important.

Reviewed by

Aline Barbosa

Senior Editor

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