Credit Cards (US)

My Best Buy® Visa® Credit Card review: 5% cash back rewards!

If you love to shop at Best Buy, you should know that you can get 5% cash back while purchasing. So, read our My Best Buy® Visa® Credit Card review to learn more!

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by Victória Lourenço

Published on 09/30/2022

My Best Buy® Visa® Credit Card: earn cash back welcome bonus!

Learn everything about My Best Buy® Visa® Credit Card with this review. Source: The Mister Finance.
Learn everything about My Best Buy® Visa® Credit Card with this review. Source: The Mister Finance.

If you’re a fan of electronics, then you probably already know about Best Buy. It’s one of the top retailers for electronics in the country. And you’ll love to read our My Best Buy® Visa® Credit Card review!

Credit ScoreGood to excellent.
APR28.49% variable APR for purchases.
Annual FeeNo annual fee.
Fees*Late payment fee: up to $41.

*Terms apply.
Welcome bonus*10% cash back on your first day making purchases with your card, or you can choose financing options.

*Terms apply.
Rewards5% cash back in rewards when you shop at Best Buy.

*Terms apply.
My Best Buy® Visa® Credit Card

How to apply for the My Best Buy® Visa® card?

Are you looking for a card to earn cash back while purchasing at Best Buy? Read to learn how to apply for the My Best Buy® Visa® Credit Card!

Also, if you have a Best Buy Visa credit card, you can get up to 5% cash back on your purchases! In this post, I’ll review the card and tell you how to maximize your rewards. Stay tuned!

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How does the My Best Buy® Visa® Credit Card work?

With this My Best Buy® Visa® Credit Card, you can be sure that you’ll be able to make all your purchases at Best Buy with cash back and other perks in return!

Moreover, as a new cardholder, you can access 10% cash back on your first day of making purchases with your card. Plus, you can even choose to finance instead!

In addition, this credit card is offered by Citibank, so you can even find some even better benefits! Also, you can find many ways to pay your credit card bill. You can pay by phone, mail, text, and online!

My Best Buy® Visa® Credit Card benefits

Best Buy is a top retailer of electronics. Source: Adobe Stock.
Best Buy is a top retailer of electronics. Source: Adobe Stock.

As we mentioned, you can get many benefits if you’re approved for a My Best Buy® Visa® credit card. Also, you can even enroll to be a My Best Buy® member and get even more perks.

In addition, as a My Best Buy® member, you can get exclusive offers and keep a wish list to save your favorite offers and products. Moreover, you can even get 1% cash back rewards on qualifying purchases!

Plus, you can get all of these perks for no annual fee! However, this credit card has some cons, like any other card. For example, there is no intro APR period or higher rewards rates.

So, check out our list of pros and cons below!

Pros

  • Earn 10% cash back as a welcome bonus;
  • Up to 5% cash back rewards for eligible purchases;
  • Find financing options for your purchases.

Cons

  • There is no intro APR on balance transfers;
  • You’ll need a credit score ranging from good to excellent to qualify.

How good does your credit score need to be?

Unfortunately, you’ll need to have a higher-than-average credit score to apply for the My Best Buy® Visa® Credit Card and have a chance of getting approved. So, you’ll need a score ranging from good to excellent.

How to apply for the My Best Buy® Visa® Credit Card?

It can be easy to apply for this card. You’ll only need internet access and a good to an excellent score. Also, you can do it all online from the comfort of your home!

The following content will take you to the walkthrough of the application process.

My Best Buy® Visa® Credit Card

How to apply for the My Best Buy® Visa® card?

Are you looking for a card to earn cash back while purchasing at Best Buy? Read to learn how to apply for the My Best Buy® Visa® Credit Card!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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