Credit Cards (US)

Destiny™ Mastercard® Cashback Rewards review

Many people are looking for ways to build their scores. But you can do that and earn rewards! So, read our Destiny™ Mastercard® Cashback Rewards review to understand!

Destiny™ Mastercard® Cashback Rewards: Unlimited rewards

Learn everything about the Destiny™ Mastercard® Cashback Rewards. Source: The Mister Finance.
Learn everything about the Destiny™ Mastercard® Cashback Rewards. Source: The Mister Finance.

Reading our Destiny™ Mastercard® Cashback Rewards review can be a great option if you’re looking for a card to help build your credit score. You can get unlimited cash back and more! So, read on to learn more!

Destiny™ Mastercard® Cashback Rewards

How to apply for the Destiny™ Mastercard® Cashback

If you need a credit-building card to earn unlimited rewards, read on to learn how to apply for Destiny™ Mastercard® Cashback Rewards!

Credit ScorePoor – Good.
APR35.9%.
Annual Fee$175 the first year; $49 thereafter.
Fees*Cash advance fee: 5% or $5 of each transfer amount, whichever is greater (valid if you don’t exceed $100);
Foreign transition fee: 1% of every transaction in USD.

*Terms apply.
Welcome bonusThere is no welcome bonus for the Destiny™ Mastercard® Cashback Rewards.
Rewards*Earn 1.5% cashback rewards on all of your eligible purchases.

*Terms apply.

You can rack up points quickly and easily with unlimited rewards on this card. Plus, there are several different ways to redeem your rewards so that you can choose the best option.

The Destiny™ Mastercard® Cashback Rewards is worth considering whether you’re looking for a new card to help improve your credit or just want some extra cash back on your purchases.

So what are you waiting for? Keep reading our Destiny™ Mastercard® Cashback Rewards review to see if this is the best card for your finances!

How does the Destiny™ Mastercard® Cashback Rewards work?

This card offers an easy application process, and you can have a chance of qualifying even with a not-so-good credit score. Also, you’ll be able to build your credit if you make your payments on time.

Plus, once you’re approved for the Destiny™ Mastercard® Cashback Rewards, you’ll be able to earn up to 1.5% cash back rewards for all eligible purchases you make with your card.

Destiny™ Mastercard® Cashback Rewards benefits

Use this credit card to build your credit score. Source: Freepik.
Use this credit card to build your credit score. Source: Freepik.

As we mentioned, this card can offer many benefits to its cardholders. For example, you can earn unlimited cash back and build your credit at the same time!

However, this card also has some downsides, as with any other credit card. So, read our list below of the pros and cons of the Destiny™ Mastercard® Cashback Rewards!

Pros

  • You can earn 1.5% unlimited cash back rewards on eligible purchases;
  • Nationwide acceptance – use anywhere Mastercard is accepted in app, in store, and online;
  • Reports account activity to all three major credit bureaus;
  • 24/7 mobile account access;
  • All the benefits of a Mastercard, without a security deposit;
  • Chip card technology for additional fraud protection;
  • Easy pre-qualification process with fast response;
  • No security deposit needed;
  • Now with a $500 credit limit.

Cons

  • There is no welcome bonus when you get the Destiny™ Mastercard® Cashback Rewards;
  • You can only get the rewards if your purchases fit the requirements;
  • There is a relatively high annual fee;
  • You’ll need to pay a relatively high APR for purchases and cash advances.

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How good does your credit score need to be?

To have a chance of qualifying for the Destiny™ Mastercard® Cashback Rewards, you’ll need to have at least a fair credit score. Also, as we mentioned, you can use this card to build credit and get better credit card offers, loans, and more!

How to apply for Destiny™ Mastercard® Cashback Rewards?

You can easily apply for the Destiny™ Mastercard® Cashback Rewards online and in a very short time. Also, you’ll need to provide some personal information and see if you want to pay for other features, such as the credit protection program.

Destiny™ Mastercard® Cashback Rewards

How to apply for the Destiny™ Mastercard® Cashback

If you need a credit-building card to earn unlimited rewards, read on to learn how to apply for Destiny™ Mastercard® Cashback Rewards!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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