Credit Cards (US)

How to apply for the Destiny™ Mastercard® Cashback Rewards?

If you're looking for a credit card with unlimited rewards that can help you build credit, read on to learn how to apply for the Destiny™ Mastercard® Cashback Rewards!

Destiny™ Mastercard® Cashback Rewards application: Earn unlimited rewards and build credit!

get rewards with the Destiny™ Mastercard® Cashback Rewards. Source: The Mister Finance.
get rewards with the Destiny™ Mastercard® Cashback Rewards. Source: The Mister Finance.

Interested in earning rewards for your everyday expenses? Learning how to apply for the Destiny™ Mastercard® Cashback Rewards can be your best choice! And you can learn here in this very post!

This card offers unlimited cash-back rewards on all purchases. And you’ll earn up to 1.5% cash back on eligible purchases!

card

Credit Card

Destiny™ Cashback Rewards

cash back unsecured

Earn 1.5% back on eligible spending.

You will be redirected to another website

So whether you’re stocking up on groceries or filling up at the pump, if it fits the requirements for eligible purchases, you’ll be racking up rewards in no time!

Plus, you can even build your credit score while earning rewards!

Therefore, if you’re interested, keep reading to learn how to apply for the Destiny™ Mastercard® Cashback Rewards and enjoy this card’s benefits!

Online Application Process

You can apply online for this credit card. Source: Freepik.
You can apply online for this credit card. Source: Freepik.

To apply online for this credit card, you’ll need to fill out a form with personal information, such as full name, home address, email, and more.

Then, you’ll be able to choose other services. For example, you can choose to pay for the overlimit coverage. With this, you’ll be able to go over your limit, and the company will charge a fee of $40.

Also, you can opt for credit protection for a monthly fee of $1.49 per $100. However, be sure to read all the terms and conditions before signing up for this card’s additional services.

After opting for these services or not, you can submit your application and wait for a quick response from the credit card company!

Other ways to apply

Unfortunately, you cannot apply to get this credit card through mobile apps or other ways. You’ll need to follow our tips above to complete the application online through the official website!

Destiny™ Mastercard® Cashback Rewards vs. Discover it® Cash Back Credit Card

If this Destiny™ card is not the best option for you and you can apply for a credit card with more perks that require a higher score, we can help!

Read our comparison table below to see which option can be best for you: the Destiny™ Mastercard® Cashback Rewards or the Discover it® Cash Back Credit Card!

Destiny™ Mastercard® Cashback RewardsDiscover it® Cash Back Credit Card
Credit ScorePoor – Good.Good.
APR*
35.9%.
0% intro APR for 15 months for purchases (valid from the date of account opening);

0% intro APR for 15 months for balance transfers (valid from the date of first transfer);

After that period, 14.99% to 25.99% variable APR for purchases.

*Terms apply.
Annual Fee$175 the first year; $49 thereafter.There is no annual fee.
Fees*Cash advance fee: 5% or $5 of each transfer amount, whichever is greater (valid if you don’t exceed $100);

Foreign transition fee: 1% of every transaction in USD.

*Terms apply.
Cash advance fee: 5% or $10 of each cash advance amount, whichever is greater.

*Terms apply.
Welcome bonus*No welcome bonus.Discover will match all your cash back earned at the end of your first year.

*Terms apply.
Rewards*Earn 1.5% cashback rewards on all of your eligible purchases.

*Terms apply.
5% cash back on everyday purchases (varies each quarter);

1% cashback on any other purchase.

*Terms apply.

If you’d like to give a chance to the Discover it® Cash Back Credit Card, you can read the following content. It will take you to our full review, here at The Mister Finance.

Discover it® Cash Back Card

Discover it® Cash Back review

The Discover it cashback credit card can be a great card for those who love cashback rewards! So, check out our post with a full review of this Discover card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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