Credit Cards

Discover it cashback credit card full review

The Discover it cashback credit card can be a great card for those who love cashback rewards! So, check out our post with a full review of this Discover card!

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by Victória Lourenço

09/22/2021 | Updated on 10/25/2021

Discover it cashback credit card

Learn more about the Discover it cashback credit card in our full review! Source: Discover it
Learn more about the Discover it cashback credit card in our full review! Source: Discover it

The Discover it cashback credit card is great for those who love cash back rewards! This Discover card offers the chance for its cardholders to make the best out of the spending categories available. Such as restaurants, gas stations, streaming services, grocery stores, and many more that rotate each quarter (terms apply).

Also, this card has an incredible welcome bonus offer to new cardholders. So, if you want to learn more about this Discover cashback credit card, keep reading our full review!

How do you get the Discover it cashback card?

Do you think that the Discover it cashback card can be a great fit for you? If so, keep reading our post about how to apply!

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How does the Discover it cashback credit card work?

Get great cashback rewards with this Discover card! Source: Gettyimages
Get great cashback rewards with this Discover card! Source: Gettyimages

As a new card member, you can get your earned cash back matched by Discover at the end of the first year of opening your account. Also, you can get 5% cashback for the fixed spending categories that rotate each quarter. And 1% cashback on all other spendings!

Moreover, you will also have access to free fraud liability and your FICO score at any time. Besides these great features, this Discover card has no annual fee. With that, you can make the best of this card’s rewards and perks.

Discover it cashback card benefits

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Pros

  • There are no minimum redemptions for cashback.
  • Automatic cash back at the end of your first year of account opening.
  • $0 Fraud Liability.
  • You can check your FICO score at any time.
  • 5% bonus cashback every quarter.

Cons

  • The 5% bonus cashback has a $1,500 spending cap per quarter.
  • Rotating cashback rewards categories can be too complex for those who are new to credit card rewards.

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Should you get a Discover it cashback card?

If you like to put some effort into cashback rewards, this can be a fit for you. That is because this card has rotating spending categories, and you need to see if they align with your spending habits.

Moreover, if you are new to cashback rewards or would like to choose your spending categories for cashback, this might not be the card for you.

How good does your credit score need to be?

To get this Discover card, you do not necessarily need an excellent credit score. If you apply,you may get accepted even if you have a good credit score, such as a score of at least 670 points.

How to apply for a Discover it cashback credit card?

The application process to get this card is simple. Source: Gettyimages
The application process to get this card is simple. Source: Gettyimages

It can be a simple process to apply for this Discover card. You can even make your application online wherever you like. So, if you want to know some more information about how to get this card, read our post below to find out!

How to get the Discover it cashback credit card?

Do you think that the Discover it cashback card can be a great fit for you? If so, keep reading our post about how to apply!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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