Loans (US)

OppLoans full review: no hidden fees!

If you need a reliable loan option to cover some personal expenses with no hidden fees, you can read our OppLoans review to see its pros and cons!

by Victória Lourenço

Published on 02/20/2023

OppLoans: Same-day funding!

Get the loan you need with OppLoans. Source: The Mister Finance.
Get the loan you need with OppLoans. Source: The Mister Finance.

Ready to take out a loan for personal use but not sure where to start? Look no further than our OppLoans review! Also, this online lender offers same-day approval and no hidden fees! Read on to learn more!


How to apply for the OppLoans?

Looking for a way to get the money you need with no hassle? You can learn how to apply for OppLoans and pay no hidden fees!

APRFrom 59% to 160%.
Loan PurposeTravel expenses, rent, emergency medical expenses, home improvement and repairs, car repairs, and other personal purposes.
Loan Amounts$500 to $4,000.
Credit NeededAll types of credit.
TermsFrom 9 to 18 months.
Origination FeeNo origination fees.
Late FeeDepending on the lender, there could be a late fee if you miss any loan repayments.
Early Payoff PenaltyNo prepayment fees.

This lender can be perfect for those needing easy access to additional funds! Also, our review will provide you with the lowdown on all of OppLoans’ services, from customer service to repayment options!

Moreover, we’ll explain exactly why borrowers trust this lender over other popular lenders and how they can help you reach your financial goals.

So, read on to learn everything you need to know about OppLoans — once you’re done, making a decision when it comes time for borrowing should be much easier!

How does OppLoans work?

OppLoans is a lending platform that offers installment loans. Also, you can get loan amounts for many purposes, such as travel expenses, home improvements, emergency medical expenses, and others!

Moreover, this lending platform can help you build your credit score because they report all your monthly payments to all three major credit bureaus!

Therefore, if you make all your monthly payments on time, you’ll be able to improve your credit score and financial life!

In addition, you can even get your loan funds in as little as the same day of approval!

OppLoans benefits review

Check the benefits of OppLoans. Source: The Mister Finance.
Check the benefits of OppLoans. Source: The Mister Finance.

As you know, this lending platform helps those with little credit scores to get the loan amounts they need for personal purposes.

Also, you can get an incredible service from their loan advocates to give you the information your need.

However, this lending platform also has some downsides. So, you can read our pros and cons list below to see if this is the best option for your finances!


  • From $500 to $4,000 in loan amounts;
  • You can get a relatively low payday loan APR rate compared to other lenders;
  • You’ll be able to apply with no harm to your credit score.


  • The loan rates and terms can vary by state;
  • You may not get such a good APR rate and terms if you have a low credit score.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

You will be redirected to another website

How good does your credit score need to be?

You’ll be able to find a loan even if you have a low credit score. However, you’ll need to provide documentation and a steady income to have more qualifying chances.

Also, you’ll need to have a bank account in good standing to get your loan amounts and be approved.

How to apply for OppLoans?

You can apply for a loan through OppLoans online and quickly! Also, all you’ll need is to provide the personal information and documentation required!


How to apply for the OppLoans?

Looking for a way to get the money you need with no hassle? You can learn how to apply for OppLoans and pay no hidden fees!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


RoadLoans review: get the auto loan you need!

Looking for a new or used car? If so, our RoadLoans review post can be useful! So, read on to learn more about this auto lending platform!

Keep Reading

Next Day Personal Loan review: what you need to know before applying

In this Next Day Personal Loan review, you will learn how to get the best loan for yourself through great free service. Check it out!

Keep Reading

Make a living by selling on eBay: 10 essential tips!

Yes, it is possible to make a living by selling on eBay. However, there are a few steps you will have to go through. Come see!

Keep Reading

You may also like


A Guide to Mortgage Forbearance: what it is and how it can help

What is mortgage forbearance? When is it a good idea? If paying your mortgage has become a burden, read this and learn!

Keep Reading

Citi® Secured Mastercard® review: Build your credit history from scratch

Do you want to create or improve your credit history? Check out the Citi Secured Mastercard review. This card can help you establish a positive credit history. So, read on!

Keep Reading

Blue Cash Preferred® Card from American Express application: how does it work?

Are you wondering what the Blue Cash Preferred® Card from American Express is all about? Get the scoop on their application process, rewards programs, bonus offers, and more. Read on!

Keep Reading