Loans (US)

OppLoans full review: no hidden fees!

If you need a reliable loan option to cover some personal expenses with no hidden fees, you can read our OppLoans review to see its pros and cons!

OppLoans: Same-day funding!

Get the loan you need with OppLoans. Source: The Mister Finance.
Get the loan you need with OppLoans. Source: The Mister Finance.

Ready to take out a loan for personal use but not sure where to start? Look no further than our OppLoans review! Also, this online lender offers same-day approval and no hidden fees! Read on to learn more!


How to apply for the OppLoans?

Looking for a way to get the money you need with no hassle? You can learn how to apply for OppLoans and pay no hidden fees!

APRFrom 59% to 160%.
Loan PurposeTravel expenses, rent, emergency medical expenses, home improvement and repairs, car repairs, and other personal purposes.
Loan Amounts$500 to $4,000.
Credit NeededAll types of credit.
TermsFrom 9 to 18 months.
Origination FeeNo origination fees.
Late FeeDepending on the lender, there could be a late fee if you miss any loan repayments.
Early Payoff PenaltyNo prepayment fees.

This lender can be perfect for those needing easy access to additional funds! Also, our review will provide you with the lowdown on all of OppLoans’ services, from customer service to repayment options!

Moreover, we’ll explain exactly why borrowers trust this lender over other popular lenders and how they can help you reach your financial goals.

So, read on to learn everything you need to know about OppLoans — once you’re done, making a decision when it comes time for borrowing should be much easier!

How does OppLoans work?

OppLoans is a lending platform that offers installment loans. Also, you can get loan amounts for many purposes, such as travel expenses, home improvements, emergency medical expenses, and others!

Moreover, this lending platform can help you build your credit score because they report all your monthly payments to all three major credit bureaus!

Therefore, if you make all your monthly payments on time, you’ll be able to improve your credit score and financial life!

In addition, you can even get your loan funds in as little as the same day of approval!

OppLoans benefits review

Check the benefits of OppLoans. Source: The Mister Finance.
Check the benefits of OppLoans. Source: The Mister Finance.

As you know, this lending platform helps those with little credit scores to get the loan amounts they need for personal purposes.

Also, you can get an incredible service from their loan advocates to give you the information your need.

However, this lending platform also has some downsides. So, you can read our pros and cons list below to see if this is the best option for your finances!


  • From $500 to $4,000 in loan amounts;
  • You can get a relatively low payday loan APR rate compared to other lenders;
  • You’ll be able to apply with no harm to your credit score.


  • The loan rates and terms can vary by state;
  • You may not get such a good APR rate and terms if you have a low credit score.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

You will be redirected to another website

How good does your credit score need to be?

You’ll be able to find a loan even if you have a low credit score. However, you’ll need to provide documentation and a steady income to have more qualifying chances.

Also, you’ll need to have a bank account in good standing to get your loan amounts and be approved.

How to apply for OppLoans?

You can apply for a loan through OppLoans online and quickly! Also, all you’ll need is to provide the personal information and documentation required!


How to apply for the OppLoans?

Looking for a way to get the money you need with no hassle? You can learn how to apply for OppLoans and pay no hidden fees!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

Trending Topics


Seasonal tokens: What is it?

Are you intrigued by the world of cryptocurrencies but don't know where to start? Read on to learn what seasonal tokens are!

Keep Reading

How to apply for the Prosper Personal Loans?

If you are searching for borrowing a small amount of money in the short term, check out how to apply for Prosper Personal Loans!

Keep Reading

Acorns Visa™ Debit card review: Start investing!

Do you want to know how an incredible debit card with investment perks works? Then, read our Acorns Visa™ Debit card review!

Keep Reading

You may also like


A 101 guide on what is cryptocurrency: start investing now!

The cryptomarket is an innovative market surrounded by expectations and uncertainties. This article will clarify it and explain what a cryptocurrency is.

Keep Reading

Apply for Ally Everyday Cash Back Mastercard®: 3% cash back

Ready to turn groceries, gas, and pharmacy trips into cash back gold? Apply for the Ally Everyday Cash Back Mastercard® today! It is easier than grabbing your morning coffee.

Keep Reading

How to open an Axos High Yield Savings Account easily

If you're looking for an online savings account, the Axos High-Yield Savings account is a good place to start. Learn about its features and application process here!

Keep Reading