Goldman Sachs Bank USA is an FDIC member, and it features the Marcus Savings account, an excellent choice for those who are looking for a high APY to increase savings.

Marcus offers a higher rate than average on the market, so you can enjoy peace of mind knowing that your money is growing for the future.

Please find out more about it by reading this article!

First of all, it doesn’t charge any monthly fees, and there is no minimum balance required when opening and maintaining the account. But you may need to fund your account within 60 days; otherwise, it might automatically close due to inactivity.

All you need to do is deposit at least $1 if you want to start earning interest.

Also, it features the best CD rates too. But note that in this case, it requires a minimum $500 deposit.

In addition, it provides you with an excellent and easy-to-use mobile app and some no-fee loans for personal purposes.

However, you should know that you only access your money through online withdrawal or ACH phone or wire transfer to another bank account.

Finally, you won’t be disappointed with the customer support offered. The bank’s service center is open 24/7 to help you when you need it.

To hold a savings account at Marcus is to know that your money will increase because it doesn’t charge you with fees of any kind, and it offers the best APY in the U.S.

So, if you are searching for an account that delivers what promises, Marcus is a fantastic option.

On the other hand, you should know that it doesn’t work like other accounts. Firstly, it doesn’t have a debit card, credit card, or checking account. 

Also, you can’t deposit cash.

Plus, there is no ATM access or physical branches.

Then, if you are looking for a traditional bank account, maybe you should look where else. 

There is no minimum score or balance required to open an account at Marcus Savings. But, note that if you don’t fund it within 60 days, it will close automatically due to inactivity. 

So, you are searching for a savings account to earn a great interest rate, right? Then, check out how to apply for Marcus Savings.