Credit Cards (US)

Holland America Line Rewards Visa® Card full review

Find out how you can fully enjoy an award-winning cruise by reading this Holland America Line Rewards Visa® Card review!

Holland America Line Rewards Visa® Card: up to 2X points on eligible purchases, including onboard expenses

Let's go on a cruise! This credit card will help you. Source: The Mister Finance.
Let’s go on a cruise! This credit card will help you. Source: The Mister Finance.

On this Holland America Line Rewards Visa® Card review, you will learn whether this card suits you.

Holland America Line Rewards Visa® Card

How to apply for Holland America Line Rewards card

Learn how easy it is to apply for a Holland America Line Rewards Visa® Card and enjoy many exclusive benefits whether you are onboard or not!

But to sum up, take a quick look at the following chart to find out the main points about this Visa. 

Credit ScoreGood – Excellent
APRPurchases and balance transfers: 18.74%, 24.74%, or 28.74%, depending on your creditworthiness;
Cash Advances: 28.99% 
Annual Fee$0
FeesForeign transaction fee: none;
Balance transfer fee: $5 or 5% of the amount of each transaction, whichever is greater;
Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater;
Late Payment: up to $40;
Returned Payment: up to $40
Welcome bonus5,000 points after the first purchase
Rewards2X points per dollar spent on Holland America purchases, including onboard expenses;
1X point per dollar spent on everything else

Now, keep reading to learn all details about this great Barclays card.

How does the Holland America Line Rewards Visa® Card work?

Barclays features another amazing card for travelers. But this time, it is specially designed for those who love cruises.

In fact, Holland America cruises are on the top, and you can enjoy 14 destinations and more than 470 ports around the world.

At first, this Visa Signature offers a generous welcome bonus of 5,000 points right after your first purchase with it.

Also, you can earn points on every purchase you make, as long as the places where you buy accept Visa. So, take a look at how the reward program works:

  • 2X points per dollar spent on Holland America purchases, including onboard expenses;
  • 1X point per dollar spent on everything else.

In summary, points can be redeemed for discounts, onboard amenities, and statement credits for airfare.

Additionally, you get a Concierge Service and other Visa Signature exclusive perks while paying no annual or foreign transaction fees.

Lastly, this Barclays credit card offers an introductory APR on balance transfers for 15 billing cycles following each transaction made within 45 days of account opening.

Holland America Line Rewards Visa® Card benefits

If you love to travel and cruising, this card is for you. Source: Adobe Stock.
If you love to travel and cruising, this card is for you. Source: Adobe Stock.

Holland America Line Rewards Visa® Card gathers all a cruiser traveler’s dreams of a credit card, as can be seen on this review.

Protection, rewards, exclusive and premium perks, and a few costs. However, before applying, check out the list of pros and cons!

Pros

  • It doesn’t charge annual or foreign transaction fees;
  • It offers points on all purchases;
  • Points can be redeemed for discounts on the cruises, onboard amenities, and airfare;
  • It provides you with a good welcome bonus;
  • It offers Concierge Service and  $0 Fraud Liability protection;
  • It provides an introductory APR period.

Cons

  • It could offer a higher rate on the rewards.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

It is recommended that you apply for this Visa credit card with a good credit score, especially because Barclays doesn’t offer prequalification.

How to apply for a Holland America Line Rewards Visa® Card?

As shown on this Holland America Line Rewards Visa® Card review, this credit card might be a fantastic option for travelers, in special those who love cruises. 

Therefore, learn how easy it is to apply for it!

Holland America Line Rewards Visa® Card

How to apply for Holland America Line Rewards card

Learn how easy it is to apply for a Holland America Line Rewards Visa® Card and enjoy many exclusive benefits whether you are onboard or not!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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