Loans (US)
How to apply for VivaLoan?
VivaLoan is an online platform that helps you find the right lender to fulfill your needs and goals. You can borrow up to $15,000 today. Check out how to apply for it!
Applying for VivaLoan: simple loan request with fast funding!
VivaLoan is a loan aggregator featuring an online platform where you can request a loan in 5 minutes.
If approved, you can borrow up to $15,000. And depending on your financial situation, you can decide if you repay your loan with a single payment or throughout installments.
Also, you can rebuild your credit by paying on time since most lenders in this network report on-time payments to credit agencies.
VivaLoan service is free, secure, and paperless.
And the funds can be deposited directly into your bank account as soon as tomorrow.
Apply online
Access the VivaLoan website and click on Start Here. Then, fill in your basic information, including the amount requested, the purpose of the loan, and the credit type.
After that, provide your income information with your primary source of income, monthly income, and the date of your next payday.
Finally, fill in your contact information and bank account.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
Apply using the website as described above.
VivaLoan vs. Lightstream Loans
VivaLoan is an online platform that gathers many lenders with various methods, so you can save up time searching for a company that fulfills your needs and goals.
However, if you need to borrow a larger amount of money, check out Lightstream Loans.
| VivaLoan | Lightstream Loans | |
| APR | It depends on the lender | From 2.49% to 19.99% with autopsy From 2.99% to 20.49% without autopay |
| LOAN PURPOSE | Personal | Personal, including the purchase of house and land, home improvements, medical expenses, debt consolidation, wedding costs, preschool and K-12 expenses |
| LOAN AMOUNTS | From $100 to $15,000 | From $5,000 to $100,000 |
| CREDIT NEEDED | All credit types are considered | At least 660 – Good |
| TERMS | Usually between 12 to 60 months. | From 2 to 7 years |
| ORIGINATION FEE | It depends on the lender | None |
| LATE FEE | It depends on the lender | None |
| EARLY PAYOFF PENALTY | It depends on the lender | None |
If Lightstream Loans seem the right choice for you, learn how to apply for a loan now.
How to apply for the LightStream personal loan?
LightStream personal loan offers large amounts at low rates so you can accomplish your goal! Check out how to apply for it!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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