Loans (US)

How to apply for VivaLoan?

VivaLoan is an online platform that helps you find the right lender to fulfill your needs and goals. You can borrow up to $15,000 today. Check out how to apply for it!


by Aline Augusto

Published on 02/24/2022

Applying for VivaLoan: simple loan request with fast funding!

Find out how the application process works! Source: VivaLoan.
Find out how the application process works! Source: VivaLoan.

VivaLoan is a loan aggregator featuring an online platform where you can request a loan in 5 minutes. 

If approved, you can borrow up to $15,000. And depending on your financial situation, you can decide if you repay your loan with a single payment or throughout installments.

Also, you can rebuild your credit by paying on time since most lenders in this network report on-time payments to credit agencies.

VivaLoan service is free, secure, and paperless. 

And the funds can be deposited directly into your bank account as soon as tomorrow.




Network Lenders

Get a fast loan through an online and secure application process.

See an ad to be redirected to another website


Apply online

See how to apply online. Source: Unsplash.
See how to apply online. Source: Unsplash.

Access the VivaLoan website and click on Start Here. Then, fill in your basic information, including the amount requested, the purpose of the loan, and the credit type.

After that, provide your income information with your primary source of income, monthly income, and the date of your next payday.

Finally, fill in your contact information and bank account.

Apply using the app

Apply using the website as described above.

VivaLoan vs. Lightstream Loans 

VivaLoan is an online platform that gathers many lenders with various methods, so you can save up time searching for a company that fulfills your needs and goals.

However, if you need to borrow a larger amount of money, check out Lightstream Loans.

VivaLoan Lightstream Loans
APRIt depends on the lenderFrom 2.49% to 19.99% with autopsy
From 2.99% to 20.49% without autopay
LOAN PURPOSEPersonalPersonal, including the purchase of house and land, home improvements, medical expenses, debt consolidation, wedding costs, preschool and K-12 expenses
LOAN AMOUNTSFrom $100 to $15,000From $5,000 to $100,000
CREDIT NEEDEDAll credit types are considered At least 660 – Good 
TERMSUsually between 12 to 60 months.From 2 to 7 years
ORIGINATION FEEIt depends on the lenderNone
LATE FEEIt depends on the lenderNone
EARLY  PAYOFF PENALTYIt depends on the lenderNone

If Lightstream Loans seem the right choice for you, learn how to apply for a loan now.

Tela de computador e logo LightStream

How to apply for the LightStream personal loan?

LightStream personal loan offers large amounts at low rates so you can accomplish your goal! Check out how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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