Loans (US)

How to apply for the LightStream personal loan?

LightStream personal loan offers large amounts with no fees of any kind and low rates. Accomplish your goals faster by applying for one today!

Applying for LightStream personal loan: match your credit needs

See how to apply online. Source: YouTube LightStream.
See how to apply online. Source: YouTube LightStream.

I imagine that you are planning to remodel your kitchen, build your swimming pool, or maybe need funds to cover medical expenses. LightStream personal loan can help you with that. 

This lender offers from $5,000 to $100,000, with rates ranging from 2.49% to 19.99% with autopay and no fees at all! 

Also, it provides flexible terms from 2 to 7 years. 

The application is simple, and you get your funds fast!

So, you can accomplish your goal, whether it is a wedding, a home improvement, land or boat purchase, and more.

Without further ado, check out how to apply for a loan right below!




Flexible terms Low rates

Apply for a variety of loan purposes with competitive rates.

You will be redirected to another website

Apply online

Find out how the application process works! Source: Pexels.
Find out how the application process works! Source: Pexels.

Access the LightStream website and click on Apply Now. Note that you need at least a good credit history and a stable source of income to repay debt obligations.

Then, fill in your personal information; choose your Primary Loan Purpose, Loan Amount, and Loan Term.

Select the payment method and fill in the security information.

Finally, submit it.

Apply using the app

There is no mobile app available.

LightStream personal loan vs. Merrick Bank Personal Loan

Although LightStream personal loan offers low rates, it requires a good credit history. So, if you don’t meet the requirements, we have brought you an alternative.

Then, check out the comparison table below and learn more about the Merrick Bank Personal Loan.

LightStream personal loanMerrick Bank Personal Loan
APRFrom 2.49% to 19.99% with autopay
And from 2.99% to 20.49% without autopay
From 27.99% to 35.99%
Loan PurposePersonal, including the purchase of house and land, home improvements, medical expenses, debt consolidation, wedding costs, preschool and K-12 expensesPersonal
Loan AmountsFrom $5,000 to $100,000From $2,500 to up to $12,500
Credit NeededAt least 660 – Good At least fair credit score
TermsFrom 2 to 7 yearsFrom 3 to 36 months
Origination FeeNone5%
Late Fee$0Yes (see terms)
Early Payoff PenaltyNoneNone
Fachada Merrick Bank

How to apply for Merrick Bank personal loan?

Merrick Bank loan features a quick and easy application process with fair rates. Learn how to apply for it!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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