Loans (US)
How to apply for the LightStream personal loan?
LightStream personal loan offers large amounts with no fees of any kind and low rates. Accomplish your goals faster by applying for one today!
by Aline Augusto
Applying for LightStream personal loan: match your credit needs
I imagine that you are planning to remodel your kitchen, build your swimming pool, or maybe need funds to cover medical expenses. LightStream personal loan can help you with that.
This lender offers from $5,000 to $100,000, with rates ranging from 2.49% to 19.99% with autopay and no fees at all!
Also, it provides flexible terms from 2 to 7 years.
The application is simple, and you get your funds fast!
So, you can accomplish your goal, whether it is a wedding, a home improvement, land or boat purchase, and more.
Without further ado, check out how to apply for a loan right below!
Apply online
Access the LightStream website and click on Apply Now. Note that you need at least a good credit history and a stable source of income to repay debt obligations.
Then, fill in your personal information; choose your Primary Loan Purpose, Loan Amount, and Loan Term.
Select the payment method and fill in the security information.
Finally, submit it.
You will be redirected to another website
Apply using the app
There is no mobile app available.
LightStream personal loan vs. Merrick Bank Personal Loan
Although LightStream personal loan offers low rates, it requires a good credit history. So, if you don’t meet the requirements, we have brought you an alternative.
Then, check out the comparison table below and learn more about the Merrick Bank Personal Loan.
| LightStream personal loan | Merrick Bank Personal Loan | |
| APR | From 2.49% to 19.99% with autopay And from 2.99% to 20.49% without autopay | From 27.99% to 35.99% |
| Loan Purpose | Personal, including the purchase of house and land, home improvements, medical expenses, debt consolidation, wedding costs, preschool and K-12 expenses | Personal |
| Loan Amounts | From $5,000 to $100,000 | From $2,500 to up to $12,500 |
| Credit Needed | At least 660 – Good | At least fair credit score |
| Terms | From 2 to 7 years | From 3 to 36 months |
| Origination Fee | None | 5% |
| Late Fee | $0 | Yes (see terms) |
| Early Payoff Penalty | None | None |
How to apply for Merrick Bank personal loan?
Merrick Bank loan features a quick and easy application process with fair rates. Learn how to apply for it!
Aline Augusto
Aline Barbosa
Senior Editor
Trending Topics
Members First Credit Union of Florida Personal Loans full review: low rates!
Do you need a loan? If so, you should check out our Members First Credit Union of Florida Personal Loans review to see the best rates!
Keep Reading
How to trade in the ZenGo crypto wallet?
Learn how to trade in the ZenGo crypto wallet, one of the best and safest wallets available on the market nowadays. Find out all about it!
Keep Reading
American Airlines Sales review: flexible options
Check out the American Airlines Sales article we have prepared for you so you can plan and find your next destination for your next vacation.
Keep ReadingYou may also like
Freedom Gold credit card review: is it legit and worth it?
Have you heard about the Horizon outlet? You can enjoy exclusive benefits with the Freedom Gold credit card at this website. Let's talk more about it in this review.
Keep Reading
Choose the right checking account for you
Unsure of which checking account is best for you? Check out our guide to learn about all the different types of accounts, what to look for, and more.
Keep Reading
Capital One Walmart Rewards® Mastercard® review: is it worth it?
If you're looking for a card that will give you cash back and rewards for your everyday spending, the Capital One Walmart Rewards® Mastercard® may be the perfect fit. Read on for our review and learn how this product can be ideal for your financial needs!
Keep Reading