How to apply for the Merrick Bank personal loan?
If you need a loan quickly for a personal reason, a Merrick Bank personal loan might be a good alternative for you. Check out how to apply for it!
Applying for Merrick Bank personal loan
Merrick Bank features a personal loan that is built to fit your needs. Plus, it doesn’t require a perfect credit history for the application process.
So, you don’t have to worry about your score because it accepts as low as a 580 punctuation.
Also, it is pretty simple and secure to apply for it, as you can see right below.
Furthermore, you can get up to $12,500 with fair rates and terms, according to your profile, as soon as the next day from the approval.
Learn more about it!
Access the Merrick Bank website at https://merrickbank.com/ and select the Products tab. Then, select Personal Loans.
After that, click on Check my offer.
So, fill in the forms with some personal and financial information, as follows:
- Your income;
- Your employment and financial history;
- Plus, your recent credit movement.
Finally, get an offer according to your profile and needs.
Note that it requires a Social Security Number or tax identification number, a U.S. federal, state, or local government-issued ID, an income, a bank account, too.
You will be redirected to another website
Apply using the app
After getting the fast approval, download the Merrick Bank mobile app to check your loan information and manage it.
Merrick Bank personal loan vs. Prosper personal loan
Even though both of those loans allow you to apply for them with a fair credit score, you should pay attention to three major points:
- Rates and fees;
- The amount available to loan;
Then, check out the comparison chart right below to make a wise decision!
|APR||From 27.99% to 35.99%||From 7.95% to 35.99%|
|Loan Amounts||From $2,500 to up to $12,500||From $2,000 to $40,000|
|Credit Needed||At least fair credit score||At least fair credit score|
|Terms||From 3 to 36 months||From 3 to 5 years|
|Origination Fee||5%||From 2.4% to 5%|
|Late Fee||Yes (see terms)||5% or $15, whichever is greater|
|Early Payoff Penalty||None||None|
About the author / Aline Augusto
Reviewed by / Aline Barbosa
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