Credit Cards

JP Morgan Reserve overview

JP Morgan Reserve was designed by Chase for those who are very exclusive individuals. So, learn more about this exclusive credit card in our overview!


by Victória Lourenço

09/17/2021 | Updated on 07/01/2022

JP Morgan Reserve credit card overview: The ultimate in luxury rewards cards.

JP Morgan Reserve is an exclusive card. Learn about it in our overview! Source: The Mister Finance.
JP Morgan Reserve is an exclusive card. Learn about it in our overview! Source: The Mister Finance.

The JP Morgan Reserve card was made for very exclusive people. This card is also known as the Chase Palladium card, the card’s former name. Chase offers much incredible credit cards to the market, and JP Morgan is definitely one of them. This card allows its cardholders to get a status as it requires them to have a high amount of money in their accounts to have this card. So, if you want to know a bit more about this exclusive card, keep reading our JP Morgan Reserve overview!

JP Morgan Reserve

How to apply for JP Morgan Reserve credit card

Do you want to have a great status by getting an exclusive card from Chase? Read more to know if you can get the JP Morgan Reserve card!

Credit ScoreExcellent
Annual Fee$550
Regular APR13.49% variable
Welcome bonusN/A
Rewards*Earn $300 of flexible credit for travel
Get $100 of statement credit available for TSA PreCheck/Global Entry
3X points for travel around the world (after you get your 300 dollars annual credit for travel)
1X point for every dollar spent on every other purchase
Get perks when going to the Luxury Hotel and Resort Collection, and more!

*Terms apply


What is special about the JP Morgan Reserve?

This Chase card offers high status to its card members. Source: Adobe Stock.
This Chase card offers high status to its card members. Source: Adobe Stock.

What makes this card special is the high status it gives to its cardholders. Also, this card has almost the same benefits as the Chase Sapphire Reserve. But one of the things that make this card stand out besides its status is the rumored United Club membership that cardholders can get. In addition, this card has many travel and dining benefits. See some of the perks below.

  • $300 annual travel credit;
  • Acess to the United Club;
  • 0$ foreign transaction fee;
  • 3X points for travel around the world;
  • Access to Luxury Hotel and Resort Collection.

Who qualifies for the JP Morgan Reserve credit card?

Those who want to have this card and qualify for it need to have a lot of money in their private JP Morgan bank account. Also, these people probably want the status that comes with having this card. In addition, they need to have an exclusive lifestyle that matches this luxury Chase card.

JP Morgan Reserve

JP Morgan Reserve credit card full review

The JP Morgan Reserve credit card was made for very exclusive people. If you want to know more, keep reading our full review!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


Axos Personal Loans review: fixed rates and payments

Check out the Axos Personal Loans review article, learn how it works, and how to borrow up to $50,000 for a major expense you might have.

Keep Reading

Clear Money review: the personal loan for you!

Do you need a loan but feel overwhelmed by all the options? Read our Clear Money review to learn about this platform!

Keep Reading

Union Power Home Insurance review: comprehensive and affordable protection

Read the Union Power Home Insurance review post and learn how to protect your property and assets with comprehensive and affordable coverage.

Keep Reading

You may also like


How to create an easy budget plan in 5 steps

Here's everything you need to know to create a budget that considers your fixed and variable expenses. Check it out!

Keep Reading

LendingClub Personal Loans review: how does it work and is it good?

Are you in need of a great loan to help your finances? If so, read our LendingClub Personal Loans review to learn more about this option!

Keep Reading

Milestone® Mastercard® application: how does it work?

Are you looking for a way to build credit? If so, you can try with the Milestone® Mastercard®. And there is no need for security deposit! Read on to learn how to apply!

Keep Reading