Credit Cards (US)

JP Morgan Reserve credit card full review

The JP Morgan Reserve credit card can give you a very great status. If you want to know more about this Chase card, read our full review!

JP Morgan Reserve credit card: Exclusive credit card with incredible features.

Learn more about the JP Morgan Reserve card in our full review! Source: The Mister Finance.
Learn more about the JP Morgan Reserve card in our full review! Source: The Mister Finance.

The JP Morgan Reserve credit card is a card from JP Morgan Chase Bank, part of the oldest financial institutions in the US. And this card offers almost all the great features and perks of some other Chase credit cards, but JP Morgan Reserve has a different exclusive touch.

This Chase credit card offers incredible benefits, such as the $300 annual travel credit and dining benefits that come with the Chase Dining program. However, this card can be way too exclusive for some people, as it requires that cardholders have a very hefty amount of money in their bank accounts.

Also, this card has almost all the same benefits and rewards as the Chase Sapphire Reserve, another great card from Chase. But the difference is that this card gives status to its card members. So, if you want to know all about this exclusive Chase card, keep reading our full review!

JP Morgan Reserve

How do you get the JP Morgan Reserve card?

Do you want to have a great status by getting an exclusive card from Chase? Read more to know if you can get the JP Morgan Reserve card!

How does the JP Morgan Reserve credit card work?

This Chase card can give you great status. Source: Adobe Stock.
This Chase card can give you great status. Source: Adobe Stock.

If you fit the profile to get this card and have found a way to become a card member, you now have a fancy status attached to your social image. Also, you can get to become a member of the United Club, which is a club related to this card, and it offers access to great airport lounges.

As this card is only available to the very wealthy customers of the JP Morgan bank, there is no problem in charging a $595 annual fee. As a cardholder, you can get a $300 annual travel statement credit, 3X points on travel and dining, and much more.

JP Morgan Reserve card benefits

Pros

  • Access to the United Club membership.
  • $300 annual travel credit.
  • Concierge service.
  • No foreign transaction fee.

Cons

  • This card is invitation only, and you must a customer of JP Morgan’s private bank to get invited.

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Should you get a JP Morgan Reserve card?

If you have the required amount of money in your bank account with JP Morgan’s private bank, then you know you have a chance to get this card. However, if you did not get invited to apply for this card and do not have a JP Morgan account, then it might be better to consider getting a different card.

How good does your credit score need to be?

As this card is an invitation-only credit card, there is not necessarily a required credit score for people who want to have this card. However, we do know that this card requires you to have a great amount of money in your JP Morgan account. So, it is best to have a very high credit score too.

How to apply for a JP Morgan Reserve credit card?

Unfortunately, this Chase card is invitation-only. However, if you want to know if you can get an invitation to get this card and understand a bit more about its application process, read our post below!

JP Morgan Reserve

How do you get the JP Morgan Reserve credit card?

Do you want to have a great status by getting an exclusive card from Chase? Read more to know if you can get the JP Morgan Reserve card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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