Loans (US)

How to apply for the Schools First Federal Credit Union Personal Loans?

Check out how the Schools First Federal Credit Union Personal Loans application works and borrow up to $50,000 with affordable rates and flexible terms of up to 60 months.

Schools First Personal Loans application: open your account and borrow the money you need

Learn how to apply for Schools First Federal Credit Union Personal Loans. Source: The Mister Finance.
Learn how to apply for Schools First Federal Credit Union Personal Loans. Source: The Mister Finance.

Apply online for the Schools First Federal Credit Union Personal Loans. This credit union offers a whole package of financial products, including credit cards, accounts, investment options, and loans.

Among lending options, Schools First FCU provides auto, home, and personal types of loans.

card

Personal Loans

Schools First FCU

low rates better terms

Up to $50,000 with terms of up to 60 months and low rates

You will be redirected to another website

Today, we will focus on how to apply for a personal loan.

Personal loans from this lender range from $100 to $50,000. Also, the terms are flexible enough for you to consider the best that fits your budget. 

Furthermore, rates start as low as 6.75%. In addition, there are no application, funding, or early payoff fees whatsoever.

Keep reading to apply for Schools First Federal Credit Union Personal Loans.

Schools First Federal Credit Union Personal Loans online application process

Get a personal loan to buy your new furniture - or any other purpose! Source: Freepik.
Get a personal loan to buy your new furniture – or any other purpose! Source: Freepik.

First of all, you must open a Schools First Federal Credit Union account to apply for personal loans. Becoming a credit union member is required to access the variety of affordable products available.

Also, this lender offers the option of automatic transfers to save on rates. By doing it, you will access the lowest rate of 6.75%.

In addition, eligibility requirements include proof of identity, residence, and age of majority.

This lender in particular doesn’t disclose if there is a minimum income to qualify. However, it doesn’t require a perfect credit score. Therefore, you may be approved with fair credit.

Application Process using the app

After opening your Schools First FCU account, choose the loan you want to apply for through your mobile access.

Schools First Federal Credit Union Personal Loans vs. Axos Personal Loans

Schools First Federal Credit Union is definitely a great choice for those who are willing to open an account and enjoy reasonable terms and rates.

On the other hand, Axos might be an amazing alternative if you don’t want to become a credit union member.

Check out the comparison right below before applying for a personal loan!

Schools First Federal Credit Union Personal LoansAxos Personal Loans
APRFrom  6.75% to 18%From 7.99 to 14.99% (estimated)
Loan PurposePersonalPersonal (debt consolidation, home improvement, and any other major expense)
Loan AmountsFrom $100 to $50,000From $5,000 to $50,000
Credit NeededFairGood – Excellent 
TermsUp to 60 monthsFrom 3 to 6 years
Origination FeeNot disclosedFrom 1% to 2% of loan amount
Late FeeNot disclosed$15
Early Payoff PenaltyNoneNone

Keep reading to check out how the Axos Personal Loans application works!

axos personal loans

How to apply for the Axos Personal Loans?

Check out how the Axos Personal Loans application works and how to borrow up to $50,000 with flexible terms and conditions, and fixed rates.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

Trending Topics

content

Mastercard® Luxury Black credit card full review

The Mastercard® Luxury Black credit card is the Black-PVD-Coated Metal card missing in your luxurious life. Check out the full review!

Keep Reading
content

Fortiva® Mastercard® Credit Card application

Are you looking for a card with $0 Fraud Liability that accepts low scores? Read our Fortiva® Mastercard® Credit Card application post!

Keep Reading
content

How to apply for the Capital One Walmart Rewards® Mastercard® Card?

The Capital One Walmart Rewards® credit card is perfect when you like shopping and need some cash back after that. Check out how to apply!

Keep Reading

You may also like

content

Learn 10 great ways to make extra money while staying at home

People everywhere are looking for ways to make extra money at home. We know for sure you have some of these abilities. You can improve your finances, and we'll show you how in this article!

Keep Reading
content

Sable Card application: how does it work?

Applying for a Sable card is an excellent idea. Open your account online and get your debit card with no fees. This article will show you how to get a Sable card.

Keep Reading
content

Apply for the Chase Slate Edge℠ and Improve your Finances!

Need to consolidate your credit card balances or make a big purchase without paying interest? If so, you might want to apply for the Chase Slate Edge℠!

Keep Reading