Aspiration Spend & Save™ debit card full review
Aspiration features a hybrid account with high APY, no fees, and it offers social and environmental impact through spending tracking and rewards. Find out more on this Aspiration Spend & Save™ debit card review post!
by Aline Augusto
Aspiration Spend & Save™ debit card
The Aspiration Spend & Save™ is a hybrid checking and saving account that offers a debit card with cash back on conscientious purchases.
So, you get yield to grow your money and cashback while helping save the planet!
Plus, it doesn’t charge high fees like other accounts. Actually, you can choose how much you want to pay for the services offered, even if it is $0.
And the debit card is a Mastercard which means that you don’t need to worry about acceptance and assistance.
Find out if it is an option for you by reading this post!
|Intro Balance Transfer APR||None|
|APY||Basic account: up to 3%|
Plus account: up to 5%
|Balance Transfer Fee||See terms and conditions when opening the account|
|Monthly Fee||$0 (customers choose the monthly fee through the program “Pay What Is Fair”)|
How does the Aspiration Spend & Save™ debit card work?
First of all, let’s explain how the account works. The Aspiration Spend & Save™ is checking and a saving account under the same roof.
With one of the highest APY offered in the market, this company offers you more than the certainty of growing money.
Second of all, Aspiration is an environmental and socially concerned business. If you want to help save the planet, this place is the right one for you.
It doesn’t fund the oil or coal industries. Also, it reforests, fights the climate crisis, and more.
And it offers a debit card that rewards you while you purchase at partnered merchants. These partners make the Conscience Coalition, and you can get up to 10% cash back when shopping at these companies.
Plus, you choose the type of account you want, as well as the monthly fee you want to pay. Moreover, you get unlimited fee-free withdrawals.
Aspiration Spend & Save™ benefits
If you are an environmental protector and socially conscious, you will surely like joining this account to get a debit card.
Also, it is one of the few cards that offer rewards like a credit card. You can get up to 10% cash back on purchases at the Conscience Coalition. This group is formed by companies that are ethical and concerned about climate change, forests preservation, and more.
Furthermore, Aspiration features two types of accounts for you to choose which one fits your profile better: a basic – with fewer yields, fees, and resources – and a plus account – with a higher APY, higher tier of rewards, and more features.
- The debit card offers cash back on ethical purchases through the Conscience Coalition
- The company tracks climate and forest changing, and carbon dioxide emission
- Aspiration doesn’t fund oil or coal industries
- You can help plant trees while using your card
- You can decide how much you pay as monthly fees
- Plus, you don’t need to worry about ATM fees
- It doesn’t allow depositing cash
- The highest tier of cash back and APY come with the Plus account, not the basic
How good does your credit score need to be?
To join an account and get your card, you need a U.S. bank or credit union savings or a regular checking account to fund the initial $10 deposit required.
How to apply for an Aspiration Spend & Save™ debit card?
If you are interested in joining the help to save the planet, an Aspiration debit card can be a great start! So, check out how to apply for it today!
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