Loans

Blue Sky Financial loans full review

Check out the Blue Sky Financial loans review article to find out how you can get the best lender for your home purchasing or refinancing.

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by Aline Augusto

Published on 02/02/2022

Blue Sky Financial loans: the best rates are here!

Learn more about the Blue Sky Financial loans. Source: Blue Sky Financial.
Learn more about the Blue Sky Financial loans. Source: Blue Sky Financial.

Blue Sky Financial is a mortgage brokerage, or a discount mortgage brokerage, that links you to third-party lenders to find you the best rates for your home purchasing or refinancing, and you’ll learn all about it in this Blue Sky Financial loans review!

It was founded in 2020, and its headquarters are in Boise. It also has two other physical locations in Sun Valley and West Palm Beach.

Nowadays, it is licensed to operate in eight states.

Blue Sky is not the lender; it features a technological service that links borrowers to lenders in order to find you the best.

Please keep reading to learn more about it.

APRRates will be shown when Blue Sky finds a lender for you
Loan PurposeHome purchase and refinancing
Loan AmountsYou set up the amount you need to approval
Credit NeededThe higher score you have, the better options you will find 
TermsTerms will be shown when Blue Sky finds a lender for you
Origination FeeNot mentioned
Late FeeNot mentioned
Early Payoff PenaltyNot mentioned
Computadores e celular com site/aplicativo Blue Sky Financial; logo Blue Sky Financial

How to apply for Blue Sky Financial loans?

Get the best lender for you with the help of Blue Sky Financial! Learn how to apply for it!

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How do the Blue Sky Financial loans work?

Keep reading our Blue Sky Financial loans review. Source: Unsplash.
Keep reading our Blue Sky Financial loans review. Source: Unsplash.

Blue Sky has a network of lenders or partners so you won’t need to do a vast research to find the best for you. Actually, that is the job of this company.

With the right technology, it links your loan request to its network, meaning that it does the hard work you would be doing all alone.

You can also ask for specialist to help you with your request. Since it works like a brokerage, it doesn’t mention the exactly rates and fees, but it guarantees the lowest prices according to your request forms and financial situation.

The application process takes only 10 minutes, and after you get a response, you will receive a document with an offer from the lender that has taken your request.

Also, the funding is fast, usually within one business day after the approval, so that you can proceed with your home purchasing and refinancing.

Blue Sky Financial loans benefits

See what are the benefits of the Blue Sky Financial loans. Source: Pixabay.
See what are the benefits of the Blue Sky Financial loans. Source: Pixabay.

The main benefit of this discount mortgage brokerage is that it saves you some time looking for the best lender to accomplish your dream of purchasing a house or refinancing.

So, Blue Sky Financial will do all the hard work of searching for lenders in the market.

And that’s why we won’t disclose fees, rates, and other information, since it doesn’t mention because this will be shown after your loan request according to your information.

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Pros

  • It finds the lowest rates and fees according to your loan request;
  • It has a network of lenders and partners;
  • The application takes only 10 minutes, and the funding is fast;
  • It features a great technological platform. 

Cons

  • Applying for a loan doesn’t mean you will find the one for you, nor guarantee approval.

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Should you apply for Blue Sky Financial loans? 

You need to know that Blue Sky is not the lender; it works as a brokerage. So, if you want help finding the best lender for you, this company can do the job.

Can anyone apply for a loan from Blue Sky Financial?

Applying for a loan requires you to:

  • Be a U.S. Citizen with a valid social security number;
  • Have a valid Driver’s License or State ID;
  • Have a job or regular income with a bank account.

What credit score do you need for Blue Sky Financial loans?

It will depend on the lender eligibility requirements. However, it is important to note that the highest your credit score is, the better rates you will get. 

How to apply for a Blue Sky Financial loan?

If you need help finding the best lender for your home purchasing or refinancing, check out how to apply for Blue Sky Financial.

Computadores e celular com site/aplicativo Blue Sky Financial; logo Blue Sky Financial

How to apply for Blue Sky Financial loans?

Get the best lender for you with the help of Blue Sky Financial! Learn how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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