Credit Cards

Indigo® Mastercard® for Less than Perfect Credit review

Do you have a perfect credit score to apply for a card? If not, don’t worry! Check out the Indigo® Mastercard® for Less than Perfect Credit review!

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by Aline Augusto

Published on 02/02/2022

Indigo® Mastercard® for Less than Perfect Credit: build your credit score!

See what are the benefits of this credit card! Source: Indigo®.
See what are the benefits of this credit card! Source: Indigo®.

What do you think about taking a fresh start at this New Year with a credit card that helps you build your credit? Check out this Indigo® Mastercard® for Less than Perfect Credit review!

The Indigo® Mastercard® for Less than Perfect Credit lives up to its name. Whether your situation is, Indigo is here to help you out! 

Besides the easy and fast pre-qualification, this Mastercard also features some perks.

So, let’s take a tour of its benefits and more!

Credit ScorePoor
Annual Fee$0 – $99 (it will be determined based on the review of your credit profile)
Regular APR24.90%
Welcome bonusNone
RewardsNone
Cartões Indigo

How to get an Indigo® Mastercard® credit card?

Take a fresh start with an Indigo® Mastercard® for Less than Perfect Credit! Check out how to apply for it!

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How does the Indigo® Mastercard® for Less than Perfect Credit card work?

Celtic Bank issues the Indigo Mastercard. And it not only features an excellent design for those original and unique people but also helps you build credit. 

Since it doesn’t require a good credit history to apply for it, and since it reports to all three major credit bureaus, you can start working on your credit-building right away.

Also, it is an unsecured card, which means you don’t need to make a security deposit when signing up for it.

Plus, as it allows you to pre-qualify, you can try to get yours without worrying about impacting your credit.

Plus, as a Mastercard, you get some benefits, too, as follows:

  • Worldwide acceptance, so you can shop online, in-store, and in-app;
  • Mastercard ID Theft Protection™, with identity monitoring covering your personal and financial information;
  • Zero Liability protection, so you won’t be responsible for unauthorized transactions;
  • Mastercard Global Service, with 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance;
  • Mastercard Airport Concierge™, which can be reserved through the Mastercard website.

You can get a cash advance, as well, subject to credit approval.

Furthermore, you can manage all your card and account information with an easy-to-use online platform.

Indigo® Mastercard® for Less than Perfect Credit benefits

Keep reading our Indigo® Mastercard® for Less than Perfect Credit review. Source: Pexels.
Keep reading our Indigo® Mastercard® for Less than Perfect Credit review. Source: Pexels.

If you have a poor credit history, you might have experienced some unfortunate situations when applying for unsecured credit cards.

On the other hand, Indigo is specialized in helping people accomplish the dream of stability.

So, at the same time as it gives you a hand with your credit-building, this card offers some standard and great Mastercard benefits, such as security, protection, worldwide acceptance, assistance, and more.

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Pros

  • It helps you build your credit;
  • It offers pre-qualification without impacting credit score;
  • And it is accepted everywhere Mastercard is accepted;
  • It provides you with ID Theft Protection and Zero Liability protection;
  • It includes Mastercard Global Service and Mastercard Airport Concierge;
  • You can manage your account online;
  • It doesn’t require a security deposit.

Cons

  • It charges an annual fee (but note that it will be determined based on the review of your credit profile);
  • It could improve the interest rate.

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How good does your credit score need to be?

You don’t need a perfect credit score to apply for it. If you want to build or rebuild your credit, Indigo is an excellent choice for you.

How to apply for Indigo® Mastercard® for Less than Perfect Credit?

Are you looking for an unsecured credit card that not only helps you re-establish a good credit score but also gives you some perks on the way? Then, check out how to apply for an Indigo® Mastercard® for Less than Perfect Credit!

Cartões Indigo

How to get an Indigo® Mastercard® credit card?

Take a fresh start with an Indigo® Mastercard® for Less than Perfect Credit! Check out how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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