Loans (US)
How to apply for the Sallie Mae Student loans?
Sallie Mae Student loans offer affordable loans to cover all your college expenses, including tuition, books, fees, housing, travel, meals, and all you need to get your degree. Learn how to apply for it!
by Aline Augusto
Applying for Sallie Mae Student loans: simple application for various programs!
Sallie Mae covers 100% of your school-certified expenses. It is a well-rated company with excellent customer service and affordable loans. It provides support to various programs, and it doesn’t charge origination or prepayment fees. Plus, you can apply for Sallie Mae Student loans if you need an undergraduate student loan, or a graduate one, or even a career training student loan to help with your future.
So, check out how to apply for it.
Apply online
Access the Sallie Mae website and select the Student loans tab. Then, click on Apply for a loan.
Note that you need to provide the following information:
- Your address and contact info;
- Your Social Security Number;
- Academic and school information;
- Requested loan amount;
- Your employment and financial information;
- Financial aid and scholarships you expect to receive.
Also, Sallie Mae checks credit.
After getting the approval, you will choose the repayment option and the interest rate type you want to get.
You will be redirected to another website
Apply using the app
There is no mobile app available for this lender.
Sallie Mae Student loan vs. Earnest Private Student Loan
Sallie Mae covers 100% of your school-certified expenses. However, Earnest Private Student Loan charges no fees of any kind.
Check out the comparison table below to decide which is the best for you.
| Sallie Mae Student Loans | Earnest Private Student Loan | |
| APR | – Undergraduate student loans: variable rates: 1.13% APR – 11.23% APR fixed rates: 3.50% APR – 12.60% APR – Career training loans: variable rates: 4.12% APR – 11.52% APR fixed rates: 6.62% APR – 13.83% APR – Graduate student loans: rates vary by loan (including auto-pay discount) | Variable: from 0.99% APR Fixed: from 2.94% APR (including auto-pay discount) |
| Loan Purpose | Education and career | Education |
| Loan Amounts | From $1,000 | From $1,000 |
| Credit Needed | Not disclosed, but it recommends an average range of 300 to 850 | Minimum of 650 |
| Terms | Undergraduate: 10 – 15 years Graduate: 15 – 20 years | 5, 7, 10, 12, 15 years |
| Origination Fee | None | None |
| Late Fee | 5% of the past due amount, up to $25; up to $20 as returned check fee | None |
| Early Payoff Penalty | None | None |
How to apply for Earnest Private Student Loan?
Learn how to apply for Earnest Private Student Loan and get all the benefits!
Aline Augusto
Aline Barbosa
Senior Editor
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