Loans

How to apply for the Sallie Mae Student loans?

Sallie Mae Student loans offer affordable loans to cover all your college expenses, including tuition, books, fees, housing, travel, meals, and all you need to get your degree. Learn how to apply for it!

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by Aline Augusto

Published on 02/09/2022

Applying for Sallie Mae Student loans: simple application for various programs!

Find out how the application process works! Source: Facebook Sallie Mae.
Find out how the application process works! Source: Facebook Sallie Mae.

Sallie Mae covers 100% of your school-certified expenses. It is a well-rated company with excellent customer service and affordable loans. It provides support to various programs, and it doesn’t charge origination or prepayment fees. Plus, you can apply for Sallie Mae Student loans if you need an undergraduate student loan, or a graduate one, or even a career training student loan to help with your future.

So, check out how to apply for it.

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Student Loan

Sallie Mae

Online Tools

Borrow an affordable loan to cover your college expenses.

You will be redirected to another website

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Apply online

See how to apply online. Source: Pexels.
See how to apply online. Source: Pexels.

Access the Sallie Mae website and select the Student loans tab. Then, click on Apply for a loan.

Note that you need to provide the following information:

  • Your address and contact info;
  • Your Social Security Number;
  • Academic and school information;
  • Requested loan amount;
  • Your employment and financial information;
  • Financial aid and scholarships you expect to receive.

Also, Sallie Mae checks credit. 

After getting the approval, you will choose the repayment option and the interest rate type you want to get.

Apply using the app

There is no mobile app available for this lender.

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Sallie Mae Student loan vs. Earnest Private Student Loan

Sallie Mae covers 100% of your school-certified expenses. However, Earnest Private Student Loan charges no fees of any kind.

Check out the comparison table below to decide which is the best for you.

Sallie Mae Student Loans Earnest Private Student Loan
APR– Undergraduate student loans: 
variable rates: 1.13% APR – 11.23% APR
fixed rates: 3.50% APR – 12.60% APR
– Career training loans: 
variable rates: 4.12% APR – 11.52% APR
fixed rates: 6.62% APR – 13.83% APR
– Graduate student loans: 
rates vary by loan

(including auto-pay discount)
Variable: from 0.99% APR 
Fixed: from 2.94% APR

(including auto-pay discount)
Loan PurposeEducation and careerEducation
Loan AmountsFrom $1,000From $1,000
Credit NeededNot disclosed, but it recommends an average range of 300 to 850Minimum of 650
TermsUndergraduate: 10 – 15 years
Graduate: 15 – 20 years
5, 7, 10, 12, 15 years
Origination FeeNoneNone
Late Fee5% of the past due amount, up to $25;
up to $20 as returned check fee
None
Early Payoff PenaltyNoneNone
Celular com aplicativo Earnest

How to apply for Earnest Private Student Loan?

Learn how to apply for Earnest Private Student Loan and get all the benefits!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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