Earnest offers private student loans full of benefits.

Affordable variable and fixed interest rates, flexible repayment options, no fees of any kind are just a few of all you can get by applying for its loans.

Unlike other lenders, this one offers a nine-month grace period and loan forgiveness in case the unthinkable happens to the borrower.

Also, you can skip a payment every 12 months. 

This lender is available in all states except Nevada. 

Furthermore, you can pre-qualify before applying and submitting the application.

Access the Earnest Private Student Loan website and click on Get Started.

Note that it requires the consigner a minimum 650 FICO score. Also, you must have a Social Security Number or a consigner in the age of majority, being U.S. Citizen, or possess a 10-year Permanent Resident Card.

Then, fill in the forms with your personal and financial information. 

Also, you can pre-qualify before submitting all forms.

Please apply using the Earnest website since it doesn’t offer the mobile app option. 

Both lenders offer competitive rates with zero fees. However, Earnest provides a minimum of $1,000 and discloses the credit score required for the application.

Also, it provides you with outstanding and humanly customer service and support.

Check out the comparison table below to decide which fits your needs better.