Credit Cards (SA)

How to apply for the Makro Credit Card?

If you are looking for a card with flexible repayment options and cashback, read our post to learn how to apply for the Makro Credit Card!

Makro Credit Card application: Cashback and flexible repayment options!

Learn how to get your Makro credit card. Source: The Mister Finance.
Learn how to get your Makro credit card. Source: The Mister Finance.

Are you a South African looking for an affordable, rewarding way to pay your bills? Look no further than the Makro Credit Card!

card

Credit Card

Makro Credit Card

cash back online

Earn up to 3% cashback when shopping online at Makro, Game, and Builders!

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Also, with up to 3% cashback, flexible payment options, exclusive discounts, and 24/7 support services – plus so much more – it’s easy to see why Makro has become one of the nation’s go-to credit cards!

Therefore, keep reading to learn all about how to apply for the Makro Credit Card and see more details about this card!

Online Application Process

Apply online and enjoy the Makro credit card benefits. Source: Canva.
Apply online and enjoy the Makro credit card benefits. Source: Canva.

Before you start applying for this card, you’ll need to understand if you meet all the requirements. For example, you’ll need to be at least 18 years old and have a valid email address and South African ID.

Also, to apply, you’ll need to be employed and earn R2,000 or more per month! This way, you’ll also need to provide proof of income during the application.

So, after you know you meet the requirements, you can go to the official website and application form to fill it out with the personal information required!

Other ways to apply

You can also try to apply for this credit card by speaking to an in-store consultant! So, you can go to the nearest Makro branch and complete your credit card application there!

Makro Credit Card vs. Money Credit Card

If you’re not so interested in getting the Makro Credit Card, you can try the Money Credit Card!

Also, with the Money Credit Card, you can earn cashback for Makro purchases and more for a low monthly fee! So, read our comparison table below to learn more and decide!

Makro Credit CardMoney Credit Card
Requirements*To get this card, you’ll need to be at least 18 years old
have a valid email
valid SA ID
be employed and earn R2,000 or more per month
show proof of income.

*Terms apply.
Monthly income of at least R 3000 (be employed);
Be at least 18 years old;
Have a bank account;
A valid South African ID or Drivers License;
Proof of income.
Initiation FeeN/A.R100.88 (once-off where applicable).
Monthly FeeN/A.R56.49 .
Fees*Get free additional cards for up to three friends or family;

The other card fees depend on your analysis.

*Terms apply.
ATM balance: R15.10/ enquiry;Overseas ATM balance: R5.20/ enquiry;

ATM cash withdrawal: R7.00 for the first R100 and R2.00 / R100 thereafter;

Overseas ATM balance: R36.00 for the first R100 and R2.00 / R100 thereafter;

Cash deposit: R2.00 / R100 deposited;

Overlimit fee: R200;

Also, late payment fee: R100.

*Terms apply.
Rewards*3% back when you shop online at Makro, Game, and Builders;

2% back when you shop in-store at Makro, Game & Builders;

Also, 1% back when you shop at any RCS network retailer.

*Terms apply.
3% back on online spending at Makro, Game, and Builders;

2% back in-store (at Makro, Game, Cambridge Food, and Builders);

1% back on everything else.

*Terms apply.

See how to get this credit card! The following link will take you to our application guide.

Money Credit Card

How to apply for the Money Credit Card?

Check out how to apply for a Money Credit Card and earn up to 3% on online or in-store eligible purchases. Applying for it is easy and fast!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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