Credit Cards (SA)
How to apply for the Makro Credit Card?
If you are looking for a card with flexible repayment options and cashback, read our post to learn how to apply for the Makro Credit Card!
by Victória Lourenço
Makro Credit Card application: Cashback and flexible repayment options!
Are you a South African looking for an affordable, rewarding way to pay your bills? Look no further than the Makro Credit Card!
Also, with up to 3% cashback, flexible payment options, exclusive discounts, and 24/7 support services – plus so much more – it’s easy to see why Makro has become one of the nation’s go-to credit cards!
Therefore, keep reading to learn all about how to apply for the Makro Credit Card and see more details about this card!
Online Application Process
Before you start applying for this card, you’ll need to understand if you meet all the requirements. For example, you’ll need to be at least 18 years old and have a valid email address and South African ID.
Also, to apply, you’ll need to be employed and earn R2,000 or more per month! This way, you’ll also need to provide proof of income during the application.
So, after you know you meet the requirements, you can go to the official website and application form to fill it out with the personal information required!
You will be redirected to another website
Other ways to apply
You can also try to apply for this credit card by speaking to an in-store consultant! So, you can go to the nearest Makro branch and complete your credit card application there!
Makro Credit Card vs. Money Credit Card
If you’re not so interested in getting the Makro Credit Card, you can try the Money Credit Card!
Also, with the Money Credit Card, you can earn cashback for Makro purchases and more for a low monthly fee! So, read our comparison table below to learn more and decide!
| Makro Credit Card | Money Credit Card | |
| Requirements* | To get this card, you’ll need to be at least 18 years old have a valid email valid SA ID be employed and earn R2,000 or more per month show proof of income. *Terms apply. | Monthly income of at least R 3000 (be employed); Be at least 18 years old; Have a bank account; A valid South African ID or Drivers License; Proof of income. |
| Initiation Fee | N/A. | R100.88 (once-off where applicable). |
| Monthly Fee | N/A. | R56.49 . |
| Fees* | Get free additional cards for up to three friends or family; The other card fees depend on your analysis. *Terms apply. | ATM balance: R15.10/ enquiry;Overseas ATM balance: R5.20/ enquiry; ATM cash withdrawal: R7.00 for the first R100 and R2.00 / R100 thereafter; Overseas ATM balance: R36.00 for the first R100 and R2.00 / R100 thereafter; Cash deposit: R2.00 / R100 deposited; Overlimit fee: R200; Also, late payment fee: R100. *Terms apply. |
| Rewards* | 3% back when you shop online at Makro, Game, and Builders; 2% back when you shop in-store at Makro, Game & Builders; Also, 1% back when you shop at any RCS network retailer. *Terms apply. | 3% back on online spending at Makro, Game, and Builders; 2% back in-store (at Makro, Game, Cambridge Food, and Builders); 1% back on everything else. *Terms apply. |
See how to get this credit card! The following link will take you to our application guide.
How to apply for the Money Credit Card?
Check out how to apply for a Money Credit Card and earn up to 3% on online or in-store eligible purchases. Applying for it is easy and fast!
Victória Lourenço
Aline Barbosa
Senior Editor
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