How to apply for a Money Credit Card?
Learn how to apply for a Money Credit Card and start earning up to 3% back on your favorite purchases, whether online or in-store.
Apply for a Money Credit Card: prequalify in a few seconds
It is easy and quick to apply for a Money Credit Card. And you can check if you can proceed with an application in a few seconds.
But before proceeding, check out all you can get by using this card:
- Up to 3% back on eligible purchases at Makro, Game, Cambridge Food, and Builders, plus 1% back on everything else;
- A cheap monthly fee;
- Global acceptance;
- Up to 55 days of free interest;
- An easy-to-use mobile app.
To sum up, you can earn more and pay less without worrying about high bank fees.
So, now, learn how to apply for a Money Credit Card!
Online Application Process
Firstly, fill out the prequalification form available on the official website. You must provide your personal information, including your SA ID number and gross monthly salary.
Furthermore, it is crucial to know that you must be employed to apply for it.
Other requirements apply, such as:
- A monthly income of at least R 3000;
- Be at least 18 years old;
- Have a bank account;
- Proof of income.
After prequalifying, you can proceed with the regular application.
You will be redirected to another website
Application Process using the app
The Money Credit offers an easy-to-use mobile app.
So, after qualifying as mentioned above, download the app on the App Store or Google Play.
Money Credit Card vs. Platinum Credit Card
On the other hand, if you want an alternative that gathers a superior package of features, you can check out the comparison below to discover more about the Platinum Credit Card.
|Money Credit Card||Platinum Credit Card|
|Requirements||Monthly income of at least R 3000 (be employed);|
Be at least 18 years old;
Have a bank account;
A valid South African ID or Drivers License;
Proof of income
|Monthly income of at least R58 000;|
At least 18 years old;
A valid South African ID book or passport if not a SA citizen;
Proof of residence, recent payslip, and three months of bank statements
|Initiation Fee||R100.88 (once-off where applicable)||R180.00|
|Fees||ATM balance: R15.10/ enquiry;Overseas ATM balance: R5.20/ enquiry;|
ATM cash withdrawal: R7.00 for the first R100 and R2.00 / R100 thereafter;
Overseas ATM balance: R36.00 for the first R100 and R2.00 / R100 thereafter;
In-branch withdrawal and Overseas in-branch withdrawal: R36.00 for the first R100 and R2.00 / R100 thereafter;
Cash deposit: R2.00 / R100 deposited;
Statement copy fee: R5.00 where applicable;
Overlimit fee: R200;
Late payment fee: R100
|Initiation fee: R180.00;|
Additional card: R25.00;
Cash withdrawal: Branch – R80 + R2.50 per R100 or part thereof / ATM – R2.20 per R100 or part thereof;
ATM balance enquiry – no slip: Free / with slip – R1.80;
Branch balance enquiry: R15;
Other banks ATM balance enquiry: R10;
International transaction fee: 2,50%
|Rewards||3% back on online spending at Makro, Game, and Builders;2% back in-store (at Makro, Game, Cambridge Food, and Builders);1% back on everything else||Up to 5% cash back when booking on Booking.com;|
Exclusive discounts;12 visits per year to Bidvest lounges, 12 visits a year to the Library lounge at OR Tambo International Airport (Domestic Departures)
Then, if you are interested in getting a superior tier option, learn how to apply for a Platinum Credit Card!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
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