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Woolworths Silver Credit Card review: rewards and affordability

If you are a frequent Woolies shopper, this Woolworths Silver Credit Card review is for you! This card offers a good reward rate at a very low cost.

Woolworths Silver Credit Card: up to 1% cash back on your purchases

Read our Woolworths Silver Credit Card review. Source: The Mister Finance.
Read our Woolworths Silver Credit Card review. Source: The Mister Finance.

On this Woolworths Silver Credit Card review, you will find out how this card works and how much you will pay to have it in your wallet.

Woolworths Silver Credit Card

How to apply for a Woolworths Silver Credit Card?

Learn how simple it is to apply for a Woolworths Silver Credit Card and enjoy earning cash back on all of your purchases at a very low cost.

It is important to say that this credit card is suitable for those who frequently buy at Woolies.

RequirementsAt least R3 000 as monthly income or R24 000 annual gross;
18 years old;Have a bank account;
Valid documentation
Initiation FeeNot found
Monthly FeeNot found
FeesCard replacement: R100;
Unpaid cheque and unpaid debit order: R105;
Card courier fee: R155;
Online banking: Free;
Secondary card: Free
and others.
RewardsUp to 1% back in WRewards each quarter on fuel and Woolies shopping;
0.5% cash back on everything else;
Access to the WRewards programme 

Now, learn the details about it. In summary, as can be seen, this Silver credit card offers rewards on all of your purchases with affordability.

How does the Woolworths Silver Credit Card work?

This Woolworths Silver Credit Card review is worth reading until the end if you are looking for cash back at no extra costs.

Basically, this card offers a good reward rate, and it is not expensive.

In fact, it is designed for those who earn at least R3 000 as monthly income, which makes it really simple to get it.

But, before moving on, check out the main benefits you enjoy while having this Silver card in your wallet:

  • Up to 1% cash back on purchases;
  • A flexible way to withdraw funds;
  • Lost card protection, balance protection, and automatic basic travel insurance;
  • Access to loyalty vouchers.

Furthermore, it is crucial to mention that the rewards are paid in the form of vouchers each quarter.

Also, you can withdraw money wherever you see a Visa logo at ATMs.

However, make sure you read the terms and conditions because fees apply, although they are not that expensive compared to other credit cards.

Woolworths Silver Credit Card benefits

Buy new clothes with this card to earn rewards. Source: Freepik.
Buy new clothes with this card to earn rewards. Source: Freepik.

Even though it seems a basic credit card, as shown on this Woolworths Silver Credit Card review, this card offers a good package of advantages considering its affordable costs.

For example, you can earn up to 1% cash back on your favorite purchases plus 0.5% cash back on everything else while accessing banking services at no extra charge.

Pros

  • It offers cash back on all purchases;
  • It provides you with lost card protection, balance protection, and automatic basic travel insurance;
  • You can earn vouchers through a Loyalty program;
  • It offers flexibility and global acceptance as it is a Visa card.

Cons

  • The card requires a bank account to apply for it.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

Unfortunately, this information is not disclosed. On the other hand, this card allows people that earn low income to apply for it. So, probably fair creditworthiness is considered.

How to apply for a Woolworths Silver Credit Card?

If you are interested in earning cash back, check out how to apply for a Woolworths Silver Credit Card.

Woolworths Silver Credit Card

How to apply for a Woolworths Silver Credit Card?

Learn how simple it is to apply for a Woolworths Silver Credit Card and enjoy earning cash back on all of your purchases at a very low cost.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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