SA
Woolworths Silver Credit Card review: rewards and affordability
If you are a frequent Woolies shopper, this Woolworths Silver Credit Card review is for you! This card offers a good reward rate at a very low cost.
by Aline Augusto
Woolworths Silver Credit Card: up to 1% cash back on your purchases
On this Woolworths Silver Credit Card review, you will find out how this card works and how much you will pay to have it in your wallet.
How to apply for a Woolworths Silver Credit Card?
Learn how simple it is to apply for a Woolworths Silver Credit Card and enjoy earning cash back on all of your purchases at a very low cost.
It is important to say that this credit card is suitable for those who frequently buy at Woolies.
Requirements | At least R3 000 as monthly income or R24 000 annual gross; 18 years old;Have a bank account; Valid documentation |
Initiation Fee | Not found |
Monthly Fee | Not found |
Fees | Card replacement: R100; Unpaid cheque and unpaid debit order: R105; Card courier fee: R155; Online banking: Free; Secondary card: Free and others. |
Rewards | Up to 1% back in WRewards each quarter on fuel and Woolies shopping; 0.5% cash back on everything else; Access to the WRewards programme |
Now, learn the details about it. In summary, as can be seen, this Silver credit card offers rewards on all of your purchases with affordability.
How does the Woolworths Silver Credit Card work?
This Woolworths Silver Credit Card review is worth reading until the end if you are looking for cash back at no extra costs.
Basically, this card offers a good reward rate, and it is not expensive.
In fact, it is designed for those who earn at least R3 000 as monthly income, which makes it really simple to get it.
But, before moving on, check out the main benefits you enjoy while having this Silver card in your wallet:
- Up to 1% cash back on purchases;
- A flexible way to withdraw funds;
- Lost card protection, balance protection, and automatic basic travel insurance;
- Access to loyalty vouchers.
Furthermore, it is crucial to mention that the rewards are paid in the form of vouchers each quarter.
Also, you can withdraw money wherever you see a Visa logo at ATMs.
However, make sure you read the terms and conditions because fees apply, although they are not that expensive compared to other credit cards.
You will be redirected to another website
Woolworths Silver Credit Card benefits
Even though it seems a basic credit card, as shown on this Woolworths Silver Credit Card review, this card offers a good package of advantages considering its affordable costs.
For example, you can earn up to 1% cash back on your favorite purchases plus 0.5% cash back on everything else while accessing banking services at no extra charge.
Pros
- It offers cash back on all purchases;
- It provides you with lost card protection, balance protection, and automatic basic travel insurance;
- You can earn vouchers through a Loyalty program;
- It offers flexibility and global acceptance as it is a Visa card.
Cons
- The card requires a bank account to apply for it.
How good does your credit score need to be?
Unfortunately, this information is not disclosed. On the other hand, this card allows people that earn low income to apply for it. So, probably fair creditworthiness is considered.
How to apply for a Woolworths Silver Credit Card?
If you are interested in earning cash back, check out how to apply for a Woolworths Silver Credit Card.
How to apply for a Woolworths Silver Credit Card?
Learn how simple it is to apply for a Woolworths Silver Credit Card and enjoy earning cash back on all of your purchases at a very low cost.
Aline Augusto
Aline Barbosa
Senior Editor
Trending Topics
How to join and start banking with Capitec Bank?
Do you need a bank with insurance, credit cards, personal and business accounts, and much more? Read on to join the Capitec Bank!
Keep ReadingDiscovery Bank Platinum Card review: Earn rewards!
Are you looking for a credit card that offers both travel and cashback benefits? Read our Discovery Bank Platinum Card review to learn more!
Keep ReadingHow to apply for the Diners Club International® Beyond Card?
Find out how easy and fast it is to apply for a Diners Club International® Beyond Card and enhance your travel and lifestyle experiences!
Keep ReadingYou may also like
Types of loans: understand which one is best for you
When it comes to borrowing money, there are many types of loans. Learn more about each type and determine which is best for you. Keep reading!
Keep ReadingCheap Southwest Airlines flights: Get the best deals on airfare with Southwest Airlines
Learn how to find Southwest Airlines cheap flights using a few simple tips. These tips include booking early, avoiding peak travel days, and taking advantage of special offers. Read on!
Keep ReadingCiti® Diamond Preferred® Card review: Have a break on interest!
If you need to transfer your balance with ease, and don't want to pay any interest for that, have a look at Citi® Diamond Preferred® Card review, and know how that will be possible. Keep reading!
Keep Reading